4434 Harding Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 4434 Harding Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 995 sqft · built 1948
Lot Size	0.185 acres (8,059 sqft)
Owner	Individual Name on Record
Last Sale	$177,500 (Jul 2023)
Tax Bill	$2,144 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0120-0081-00`

Property Details

APN / Parcel Number

Primary APN	`550-0120-0081-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	995 sqft Living Area
1st Floor Area	672 sqft
Attic	Attic
Attic Area	323 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1948
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,059 sqft (0.185 acres)
Lot Dimensions	161 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4434 HARDING AVE
City	CINCINNATI
State	OH
Zip	45211-4408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARDING 50 X 161.56 LOT 98 GAMBLES BRIDGETOWNSUB
Legal Subdivision	GAMBLES BRIDGETOWN SUB
Legal Lot Number	98
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2002
Census Tract	20901

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4434 HARDING AVE, CINCINNATI, OH 45211-4408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2023 · Amount on Record
Deed Sale	Jul 21, 2023 · Amount on Record
Deed Document Number	0000050883
Deed Book / Page	14962 / 2037
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 21, 2023
Property Address	4434 HARDING AVE, CINCINNATI, OH 45211-4408
Document Number	0000050883
Book / Page	14962 / 2037
Map Reference	MB 28 PG 66
Instrument Date	Jul 19, 2023
Instrument	2023-0050883
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$177.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4434 HARDING AVE, CINCINNATI, OH 45211-4408

Mortgage

Document Number	0000050884
Date	Jul 21, 2023
Instrument	2023-0050884

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,144.00 (+2.53%)	$41,167 (+%) Land $11,988 Building $29,179
2024	$2,091.00 (-3.42%)	$41,166 (-) Land $11,987 Building $29,179
2023	$2,165.00 (+13.65%)	$41,166 (+33.6%) Land $11,987 Building $29,179	$117,620 (+33.6%) Land $34,250 Building $83,370
2022	$1,905.00	$30,814 Land $10,703 Building $20,111
2020			$88,040 Land $30,580 Building $57,460

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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