4440 Torrence Ave, Hammond, IN 46327 Property Records

Lake County property record for 4440 Torrence Ave, Hammond, IN 46327

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,240 sqft · built 1926
Lot Size	0.101 acres (4,400 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,689 (2024)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jul 2019 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`007-26-35-0323-0023`

Property Details

APN / Parcel Number

Primary APN	`007-26-35-0323-0023`
Alternative APNs	`45-02-25-281-034.000-023` `263503230023`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,240 sqft Living Area
Gross Area	2,522 sqft
1st Floor Area	620 sqft
Attic	Attic
Attic Area	620 sqft
Basement Area	662 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1995
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	110 ft deep x 40 ft wide
View / Lot	Alley
Garage Area	620 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4440 TORRENCE AVE
City	HAMMOND
State	IN
Zip	46327-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROLLING MILL ADD. LOT 30 & S.15FT OF LOT 31
Legal Subdivision	ROLLING MILL ADD
Legal Block	2
Legal Lot Number	30,31
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1016
Census Tract	20300

Owner

4440 Torrence Ave is owned by two individuals who acquired it in January 2023.

Source: Lake County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1425 FISCHRUPP AVE, WHITING, IN 46394-2028
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Warranty Deed, Transfer · FHA Mortgage US BANK NA
Jul 25, 2019	Warranty Deed, Transfer GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO
Jun 30, 2017	Warranty Deed, Transfer GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO
Aug 31, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 20, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2023
Deed Sale	Jan 5, 2023
Prior Sale	Jun 30, 2017
Deed Document Number	2023500487
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jan 5, 2023
Property Address	4440 TORRENCE AVE, HAMMOND, IN 46327-1434
Document Number	0000000487
Map Reference	MB 1 PG 105
Instrument Date	Dec 29, 2022
Instrument	2023-500487
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4440 TORRENCE AVE, HAMMOND, IN 46327-1434

Mortgage

Document Number	0000000561
Date	Jan 5, 2023
Instrument	2023-500561

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Jun 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 25, 2019
Property Address	4440 TORRENCE AVE, HAMMOND, IN 46327-1434
Document Number	0000046350
Instrument Date	Jul 2, 2019
Instrument	46350
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4440 TORRENCE AVE HAMMOND IN 463271434, HAMMOND, IN 46327-1434

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jun 30, 2017
Property Address	4440 TORRENCE AVE, HAMMOND, IN 46327-1434
Document Number	0000040878
Instrument Date	Jun 13, 2017
Instrument	40878
Transaction Type	Transfer
Record Updated	Jul 17, 2017
Title Company	GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	55 E MONROE ST #3800 CHICAGO IL 606036030, 3800, CHICAGO, IL 60603-6030

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Aug 31, 2017
Property Address	4440 TORRENCE AVE, HAMMOND, IN 46327-1434
Document Number	0000059107
Instrument Date	Apr 28, 2017
Instrument	59107
Transaction Type	Transfer
Record Updated	Sep 13, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4436 TORRENCE AVE HAMMOND IN 463271434, HAMMOND, IN 46327-1434

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAKE IN
Recording Date	Mar 20, 2017
Property Address	4440 TORRENCE AVE, HAMMOND, IN 46327-1434
Document Number	0000018008
Instrument Date	Mar 3, 2017
Instrument	18008
Transaction Type	Foreclosure
Record Updated	May 2, 2017

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 BURR RIDGE PKWY BURR RIDGE IL 605276486, BURR RIDGE, IL 60527-6486

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$117,000 Land $18,700 Building $98,300	$117,000 Land $18,700 Building $98,300
2024	$2,689.00
2023		$96,700 (+70.25%) Land $20,000 Building $76,700	$96,700 (+70.25%) Land $20,000 Building $76,700
2022	$2,146.00	$56,800 Land $12,500 Building $44,300	$56,800 Land $12,500 Building $44,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4440 Torrence Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4440 Torrence Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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