4436 Torrence Ave, Hammond, IN 46327 Property Records

Lake County property record for 4436 Torrence Ave, Hammond, IN 46327

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,716 sqft · built 1907
Lot Size	0.088 acres (3,850 sqft)
Owner	Trust Name on File
Last Sale	$154,800 (Nov 2022)
Tax Bill	$2,051 (2024)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jul 2019 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`007-26-35-0323-0025`

Property Details

APN / Parcel Number

Primary APN	`007-26-35-0323-0025`
Alternative APNs	`45-02-25-281-032.000-023` `263503230025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,716 sqft Living Area
Basement Area	858 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1995
Construction Type	Wood
Roof Material	Asphalt
Lot Area	3,850 sqft (0.088 acres)
Lot Dimensions	110 ft deep x 25 ft wide
Garage Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-26-35-0323-0025
Old Parcel Number	263503230025
Street Address	4436 TORRENCE AVE
City	HAMMOND
State	IN
Zip	46327-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROLLING MILL ADD BLK 2 N.10FT OF LOT 31 & ALL LOT 32
Legal Subdivision	ROLLING MILL ADD
Legal Block	2
Legal Lot Number	32
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1016
Census Tract	20300

Owner

4436 Torrence Ave is owner-occupied and held in a trust since January 2025.

Source: Lake County records, as of March 18, 2026

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	4436 TORRENCE AVE, HAMMOND, IN 46327-1434
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK
Jul 25, 2019	Warranty Deed, Transfer GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO
Jun 30, 2017	Warranty Deed, Transfer GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO
Aug 31, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 20, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2022 · Amount on File
Deed Sale	Nov 3, 2022 · Amount on File
Prior Sale	Nov 3, 2022 · Amount on File
Deed Document Number	0000044656
Last Transfer Date	Jan 6, 2025
Transfer Doc	0000000224
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Nov 3, 2022
Property Address	4436 TORRENCE AVE, HAMMOND, IN 46327-1434
Document Number	0000044656
Map Reference	MB 1 PG 105
Instrument Date	Oct 23, 2022
Instrument	2022-544656
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4436 TORRENCE AVE, HAMMOND, IN 46327-1434

Mortgage

Document Number	0000044657
Date	Nov 3, 2022
Instrument	2022-544657

Lender

Name	FIRST MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 25, 2019
Property Address	4436 TORRENCE AVE, HAMMOND, IN 46327-1434
Document Number	0000046350
Instrument Date	Jul 2, 2019
Instrument	46350
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4436 TORRENCE AVE HAMMOND IN 463271434, HAMMOND, IN 46327-1434

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jun 30, 2017
Property Address	4436 TORRENCE AVE, HAMMOND, IN 46327-1434
Document Number	0000040878
Instrument Date	Jun 13, 2017
Instrument	40878
Transaction Type	Transfer
Record Updated	Jul 17, 2017
Title Company	GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	55 E MONROE ST #3800 CHICAGO IL 606036030, 3800, CHICAGO, IL 60603-6030

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Aug 31, 2017
Property Address	4436 TORRENCE AVE, HAMMOND, IN 46327-1434
Document Number	0000059107
Instrument Date	Apr 28, 2017
Instrument	59107
Transaction Type	Transfer
Record Updated	Sep 13, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4436 TORRENCE AVE HAMMOND IN 463271434, HAMMOND, IN 46327-1434

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAKE IN
Recording Date	Mar 20, 2017
Property Address	4436 TORRENCE AVE, HAMMOND, IN 46327-1434
Document Number	0000018008
Instrument Date	Mar 3, 2017
Instrument	18008
Transaction Type	Foreclosure
Record Updated	May 2, 2017

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Notice of Foreclosure Sale Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 BURR RIDGE PKWY BURR RIDGE IL 605276486, BURR RIDGE, IL 60527-6486

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$170,800 Land $17,100 Building $153,700	$170,800 Land $17,100 Building $153,700
2024	$2,051.00
2023		$152,100 (+46.67%) Land $17,500 Building $134,600	$152,100 (+46.67%) Land $17,500 Building $134,600
2022	$2,778.00	$103,700 Land $12,500 Building $91,200	$103,700 Land $12,500 Building $91,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4436 Torrence Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4436 Torrence Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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