Sarasota County property record for 4440 Conchfish Ln, Osprey, FL 34229
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,861 sqft · built 2017 |
| Lot Size | 0.138 acres (6,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $327,000 (May 2017) |
| Tax Bill | $4,496 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage May 2019 Mortgage + 4 more |
| APN | 0155-04-0021 |
| Primary APN | 0155-04-0021 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,861 sqft Living Area |
| 1st Floor Area | 1,861 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 6,038 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 430 sqft |
| Porch | Open Porch |
| Porch Area | 356 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4440 CONCHFISH LN |
|---|---|
| City | OSPREY |
| State | FL |
| Zip | 34229-6848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF2 |
| Legal Description | LOT 11, PALMS AT CASEY KEY, PB 49 PG 46 |
| Legal Range | 18E |
| Legal Township | 38S |
| Legal Section | 14 |
| Legal Subdivision | PALMS AT CASEY KEY |
| Legal Tract | 3200 |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | OSPREY-LAUREL-NOKOMIS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 2101 |
Source: Sarasota County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4440 CONCHFISH LN, OSPREY, FL 34229-6848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2025 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| May 1, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 10, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 14, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 21, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 25, 2017 | Special Warranty Deed, Transfer · VA Mortgage FAIRWAY FUNDING GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2017 · Amount on Record |
| Deed Sale | May 25, 2017 · Amount on Record |
| Deed Document Number | 2017065428 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 4440 CONCHFISH LN, OSPREY, FL 34229-6848 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4440 CONCHFISH LN, OSPREY, FL 34229-6848 |
| Document Number | 0000148794 |
|---|---|
| Date | Oct 8, 2025 |
| Instrument | 2025148794 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 4440 CONCHFISH LN, OSPREY, FL 34229-6848 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000056364 |
|---|---|
| Date | May 1, 2019 |
| Instrument | 2019056364 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 4440 CONCHFISH LN, OSPREY, FL 34229-6848 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000034376 |
|---|---|
| Date | Mar 10, 2020 |
| Instrument | 2020034376 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 4440 CONCHFISH LN, OSPREY, FL 34229-6848 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000176750 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 2020176750 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 322 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 4440 CONCHFISH LN, OSPREY, FL 34229-6848 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4440 CONCHFISH LN, OSPREY, FL 34229-6848 |
| Document Number | 0000191613 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | 2021191613 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2041 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | May 25, 2017 |
| Property Address | 4440 CONCHFISH LN, OSPREY, FL 34229-6848 |
| Document Number | 0000065428 |
| Map Reference | MB49 PG46-46D |
| Instrument Date | May 19, 2017 |
| Instrument | 2017065428 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,289.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 N REO ST STE 330, 405, TAMPA, FL 33609-1064 |
| Name | Verified Name |
|---|---|
| Address | 4440 CONCHFISH LN, OSPREY, FL 34229-6848 |
| Document Number | 0000065429 |
|---|---|
| Date | May 25, 2017 |
| Instrument | 2017065429 |
| Name | FAIRWAY FUNDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
Source: Sarasota County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,496.00 (-23.04%) Homeowner's exemption Veteran's exemption | $433,900 (-5.24%) Land $132,200 Building $301,700 | $433,900 (-5.24%) Land $132,200 Building $301,700 |
| 2023 | $5,842.00 (+71.22%) | $457,900 (+56.86%) Land $138,200 Building $319,700 | $457,900 (+7.11%) Land $138,200 Building $319,700 |
| 2022 | $3,412.00 Homeowner's exemption Veteran's exemption | $291,915 | $427,500 Land $114,700 Building $312,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Outside mapped area |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 241 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 241 in force |
| Nearby Flood Claims | 3 (2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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