Sarasota County property record for 4437 Conchfish Ln, Osprey, FL 34229
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,854 sqft · built 2017 |
| Lot Size | 0.166 acres (7,234 sqft) |
| Owner | Individual Name on File |
| Last Sale | $468,500 (Oct 2019) |
| Tax Bill | $4,039 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Jun 2022 Line of Credit + 3 more |
| APN | 0155-04-0032 |
| Primary APN | 0155-04-0032 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,854 sqft Living Area |
| 1st Floor Area | 1,854 sqft |
| 2nd Floor Area | 1,128 sqft |
| Upper Floors Area | 1,128 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 7,234 sqft (0.166 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Open Porch |
| Porch Area | 365 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4437 CONCHFISH LN |
|---|---|
| City | OSPREY |
| State | FL |
| Zip | 34229-6850 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF2 |
| Legal Description | LOT 22, PALMS AT CASEY KEY, PB 49 PG 46 |
| Legal Range | 18E |
| Legal Township | 38S |
| Legal Section | 14 |
| Legal Subdivision | PALMS AT CASEY KEY |
| Legal Tract | 3200 |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | OSPREY-LAUREL-NOKOMIS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 2101 |
4437 Conchfish Ln is owned and occupied by an individual who bought it in October 2019.
Source: Sarasota County records, as of January 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4437 CONCHFISH LN, OSPREY, FL 34229-6850 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2023 | Deed of Trust, Mortgage · Line of Credit BAYFIRST NATIONAL BANK |
| Jun 24, 2022 | Deed of Trust, Mortgage · Line of Credit BAYFIRST NATIONAL BANK |
| Dec 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Dec 11, 2017 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2019 · Amount on File |
| Deed Sale | Oct 15, 2019 · Amount on File |
| Deed Document Number | 2019142247 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 4437 CONCHFISH LN, OSPREY, FL 34229-6850 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4437 CONCHFISH LN, OSPREY, FL 34229-6850 |
| Document Number | 0000185963 |
|---|---|
| Date | Dec 18, 2023 |
| Instrument | 2023185963 |
| Name | BAYFIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SAINT PETERSBURG, FL 33701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 4437 CONCHFISH LN, OSPREY, FL 34229-6850 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4437 CONCHFISH LN, OSPREY, FL 34229-6850 |
| Document Number | 0000107231 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 2022107231 |
| Name | BAYFIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SAINT PETERSBURG, FL 33701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 4437 CONCHFISH LN, OSPREY, FL 34229-6850 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4437 CONCHFISH LANE, SARASOTA, FL 34238 |
| Document Number | 0000226331 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 2021226331 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Oct 15, 2019 |
| Property Address | 4437 CONCHFISH LN, OSPREY, FL 34229-6850 |
| Document Number | 0000142247 |
| Map Reference | MB 49 PG 46,46A-46D |
| Instrument Date | Oct 11, 2019 |
| Instrument | 2019142247 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,279.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2212 PARKWAY DR, 2212, PORT BYRON, IL 61275-9580 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8987 HUNTINGTON POINTE DR, SARASOTA, FL 34238-3207 |
| Document Number | 0000142248 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 2019142248 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Dec 11, 2017 |
| Property Address | 4437 CONCHFISH LN, OSPREY, FL 34229-6850 |
| Document Number | 0000151906 |
| Instrument Date | Dec 8, 2017 |
| Instrument | 151906 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 29, 2018 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,129.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4437 CONCHFISH LN OSPREY FL 342296850, OSPREY, FL 34229-6850 |
| Document Number | 151907 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | 151907 |
| Name | AMERICAN BK&TR |
|---|---|
| Type | Bank |
| Address | DAVENPORT, IA 52807-3861 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 10, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
The 2025 property tax bill for 4437 Conchfish Ln was $4,039 with a homeowner's exemption.
Source: Sarasota County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,039.00 Homeowner's exemption | $389,022 | $547,700 Land $134,600 Building $413,100 |
| 2023 | $4,496.00 (+3.79%) Homeowner's exemption | $367,047 (+3%) | $582,700 (+8.92%) Land $142,200 Building $440,500 |
| 2022 | $4,332.00 Homeowner's exemption | $356,356 | $535,000 Land $118,000 Building $417,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 4437 Conchfish Ln; there have been 3 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Outside mapped area |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on File median of 241 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 241 in force |
| Nearby Flood Claims | 3 (2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4437 Conchfish Ln is moderate, ranking above 44% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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