Gwinnett County property record for 4440 Clipper Bay Rd, Duluth, GA 30096
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,972 sqft · built 1990 |
| Lot Size | 0.76 acres (33,105 sqft) |
| Owner | Individual Name on File |
| Last Sale | $349,000 (Jun 2018) |
| Tax Bill | $1,926 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-239-393 |
| Primary APN | 6-239-393 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,972 sqft Living Area |
| Gross Area | 4,413 sqft |
| 1st Floor Area | 1,425 sqft |
| Attic | Attic |
| Attic Area | 176 sqft |
| Basement Area | 1,425 sqft |
| Finished Basement | 1,425 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Lot Area | 33,105 sqft (0.76 acres) |
| Lot Width | 181 ft Width |
| View / Lot | Primary |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 234 sqft |
| Patio Area | 468 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4440 CLIPPER BAY RD |
|---|---|
| City | DULUTH |
| State | GA |
| Zip | 30096-6200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RZT |
| Legal Description | L30 BA LAKE VILLAS #1 |
| Legal Subdivision | LAKE VILLAS |
| Legal Block | A |
| Legal Lot Number | 30 |
| Legal Unit | 1 |
| Jurisdiction | GWINNETT GA |
| Township / Civil Division | NORCROSS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 50334 |
4440 Clipper Bay Rd is owned and occupied by an individual who bought it in June 2018.
Source: Gwinnett County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4440 CLIPPER BAY RD, DULUTH, GA 30096-6200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 21, 2022 | Deed of Trust, Mortgage · Commercial Mortgage AMERIS BANK |
| Jul 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2018 · Amount on File |
| Deed Sale | Jun 28, 2018 · Amount on File |
| Prior Sale | Nov 14, 2001 · Amount on File |
| Deed Document Number | 201817519 |
| Deed Book / Page | 56012 / 171 |
| Prior Transfer Date | Jan 26, 2004 |
| Prior Transfer Doc | 0370070244 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 4440 CLIPPER BAY RD, DULUTH, GA 30096-6200 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4440 CLIPPER BAY RD, DULUTH, GA 30096-6200 |
| Document Number | 0596260251 |
|---|---|
| Date | Jan 21, 2022 |
| Book Page | 0000059626/0000000251 |
| Name | AMERIS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 4440 CLIPPER BAY RD, DULUTH, GA 30096-6200 |
| Document Number | 0576600212 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4440 CLIPPER BAY RD DULUTH GA 300966200, DULUTH, GA 30096-6200 |
| Document Number | 0576600212 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 057660/000212 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 14, 2050 |
The 2025 property tax bill for 4440 Clipper Bay Rd was $1,926.
Source: Gwinnett County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Gwinnett County |
| Unified School District | Gwinnett County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,926.00 | $234,000 Land $34,000 Building $200,000 | $585,000 Land $85,000 Building $500,000 |
| 2023 | $5,874.00 | $216,160 Land $33,200 Building $182,960 | |
| 2022 | $540,400 Land $83,000 Building $457,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4440 Clipper Bay Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4440 Clipper Bay Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Georgia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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