Gwinnett County property record for 4440 Clipper Bay Rd, Duluth, GA 30096
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,972 sqft · built 1990 |
| Lot Size | 0.76 acres (33,105 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $349,000 (Jun 2018) |
| Tax Bill | $1,926 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-239-393 |
| Primary APN | 6-239-393 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,972 sqft Living Area |
| Gross Area | 4,413 sqft |
| 1st Floor Area | 1,425 sqft |
| Attic | Attic |
| Attic Area | 176 sqft |
| Basement Area | 1,425 sqft |
| Finished Basement | 1,425 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Lot Area | 33,105 sqft (0.76 acres) |
| Lot Width | 181 ft Width |
| View / Lot | Primary |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 234 sqft |
| Patio Area | 468 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4440 CLIPPER BAY RD |
|---|---|
| City | DULUTH |
| State | GA |
| Zip | 30096-6200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RZT |
| Legal Description | L30 BA LAKE VILLAS #1 |
| Legal Subdivision | LAKE VILLAS |
| Legal Block | A |
| Legal Lot Number | 30 |
| Legal Unit | 1 |
| Jurisdiction | GWINNETT GA |
| Township / Civil Division | NORCROSS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 50334 |
Source: Gwinnett County records, as of November 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4440 CLIPPER BAY RD, DULUTH, GA 30096-6200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2022 | Deed of Trust, Mortgage · Commercial Mortgage AMERIS BANK |
| Jul 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2018 · Amount on Record |
| Deed Sale | Jun 28, 2018 · Amount on Record |
| Prior Sale | Nov 14, 2001 · Amount on Record |
| Deed Document Number | 201817519 |
| Deed Book / Page | 56012 / 171 |
| Prior Transfer Date | Jan 26, 2004 |
| Prior Transfer Doc | 0370070244 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 4440 CLIPPER BAY RD, DULUTH, GA 30096-6200 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4440 CLIPPER BAY RD, DULUTH, GA 30096-6200 |
| Document Number | 0596260251 |
|---|---|
| Date | Jan 21, 2022 |
| Book Page | 0000059626/0000000251 |
| Name | AMERIS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 4440 CLIPPER BAY RD, DULUTH, GA 30096-6200 |
| Document Number | 0576600212 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4440 CLIPPER BAY RD DULUTH GA 300966200, DULUTH, GA 30096-6200 |
| Document Number | 0576600212 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 057660/000212 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 14, 2050 |
Source: Gwinnett County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Gwinnett County |
| Unified School District | Gwinnett County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,926.00 (-67.21%) | $234,000 (+8.25%) Land $34,000 Building $200,000 | $585,000 (+8.25%) Land $85,000 Building $500,000 |
| 2023 | $5,874.00 | $216,160 Land $33,200 Building $182,960 | |
| 2022 | $540,400 Land $83,000 Building $457,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Georgia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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