4405 Clipper Bay Rd, Duluth, GA 30096 Property Records

Gwinnett County property record for 4405 Clipper Bay Rd, Duluth, GA 30096

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,457 sqft · built 1988
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on File
Last Sale$212,000 (Apr 2014)
Tax Bill$1,323 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN6-239-388

Property Details

APN / Parcel Number

Primary APN6-239-388
Alternative APNs
  • R6239-388
  • 1062101

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,457 sqft Living Area
Gross Area2,897 sqft
1st Floor Area1,521 sqft
AtticAttic
Attic Area176 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeRaised
Roof TypeGable/Hip
Lot Area10,454 sqft (0.24 acres)
Lot Width78 ft Width
View / LotPrimary
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area36 sqft
Deck Area290 sqft
Patio Area290 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4405 CLIPPER BAY RD
CityDULUTH
StateGA
Zip30096-7003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRZT
Legal DescriptionL25 BA LAKE VILLAS #1
Legal SubdivisionLAKE VILLAS
Legal BlockA
Legal Lot Number25
Legal Unit1
JurisdictionGWINNETT GA
Township / Civil DivisionNORCROSS
Census Block Group1
Census Block1003
Census Tract50334

Owner

4405 Clipper Bay Rd is owned and occupied by an individual who bought it in April 2014.

Source: Gwinnett County records, as of October 6, 2026

Owner of RecordIndividual Name on File
Mailing Address4405 CLIPPER BAY RD, DULUTH, GA 30096-7003
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 9, 2014 · Amount on File
Deed SaleApr 9, 2014 · Amount on File
Deed Document Number20147446
Deed Book / Page52863 / 793
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGWINNETT GA
Recording DateAug 25, 2026
Property Address4405 CLIPPER BAY RD, DULUTH, GA 30096-7003
Document Number6272000054
Book / Page62721 / 54
Instrument DateAug 25, 2026
Transaction TypeMortgage
Record UpdatedSep 28, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4405 CLIPPER BAY RD, DULUTH, GA 30096-7003

Mortgage

Document Number6272000054,
DateAug 25, 2026
Book Page62721/54
Lender
NameTRUST BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 4405 Clipper Bay Rd was $1,323.

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyGwinnett County
Unified School DistrictGwinnett County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,323.00$183,560 Land $34,000 Building $149,560$458,900 Land $85,000 Building $373,900
2023$1,170.00$164,840 Land $33,200 Building $131,640
2022$412,100 Land $83,000 Building $329,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4405 Clipper Bay Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4405 Clipper Bay Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGWINNETT CO. DEPT. OF WATER RESOURCES
serves 975,000 people · EPA ID GA1350004
Water SourceSurface water
Last State InspectionJan 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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