444 Vincennes Ave, Flora, IL 62839 Property Records

Clay County property record for 444 Vincennes Ave, Flora, IL 62839

Property Summary

Property Type	Single Family Home
Lot Size	0.206 acres (8,999 sqft)
Owner	Company Name on File
Last Sale	$5,000 (Apr 2021)
Tax Bill	$1,199 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-25-327-055`

Property Details

APN / Parcel Number

Primary APN	`10-25-327-055`

Exterior

Lot Area	8,999 sqft (0.206 acres)

Location & Zoning

Street Address	444 VINCENNES AVE
City	FLORA
State	IL
Zip	62839-2151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAM WHITE'S 4TH ADDN N 90' LOT 1
Legal Subdivision	WILLIAM WHITES 4TH ADD
Legal Lot Number	1
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	2
Census Block	2035
Census Tract	972100

Owner

444 Vincennes Ave is owned by a company that bought it in April 2021 and is owner-occupied.

Source: Clay County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	133 E 6TH ST, FLORA, IL 62839-1936
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Line of Credit CLAY CITY BKNG
Apr 20, 2021	Warranty Deed, Transfer · Conventional Mortgage CLAY CITY BANKING CO
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage CLAY CITY BANKING CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2021 · Amount on File
Deed Sale	Apr 20, 2021 · Amount on File
Prior Sale	Apr 1, 2016 · Amount on File
Deed Document Number	2021201615
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Recording Date	Sep 18, 2026
Property Address	444 VINCENNES AVE, FLORA, IL 62839-2151
Document Number	0000001678
Instrument Date	Sep 9, 2026
Instrument	20261678
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	133 E 6TH ST, FLORA, IL 62839-1936

Mortgage

Document Number	0000001678,
Date	Sep 18, 2026
Instrument	20261678

Lender

Name	CLAY CITY BKNG

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Aug 31, 2031

Interest

Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Apr 20, 2021
Property Address	444 VINCENNES AVE, FLORA, IL 62839-2151
Document Number	201615
Map Reference	DB Y PG 515
Instrument Date	Apr 16, 2021
Instrument	201615
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Tax	$7.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 E 6TH ST, FLORA, IL 62839-1936
Investor	Possibly a Property Investor

Mortgage

Document Number	201616
Date	Apr 20, 2021
Instrument	201616

Lender

Name	CLAY CITY BANKING CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	3.75%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	444 VINCENNES AVE, FLORA, IL 62839-2151
Transaction Type	Mortgage
Record Updated	Jan 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200708
Date	Dec 23, 2020
Instrument	200708

Lender

Name	CLAY CITY BANKING CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 18, 2025

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 444 Vincennes Ave was $1,199 with a homeowner's exemption, down 10.9% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,199.00 (-10.86%) Homeowner's exemption	$30,953 Land $3,167 Building $27,786	$92,859 Land $9,501 Building $83,358
2024	$1,345.00
2022	$528.00 (+9.32%)	$5,550 Land $2,330 Building $3,220	$16,650 Land $6,990 Building $9,660
2021	$483.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 444 Vincennes Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 444 Vincennes Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave.

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