421 Vincennes Ave, Flora, IL 62839 Property Records

Clay County property record for 421 Vincennes Ave, Flora, IL 62839

Property Summary

Property Type	Single Family Home
Owner	Individual on Record
Tax Bill	$1,032 (2024)
Deeds & Mortgages	Aug 2021 Mortgage May 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-25-319-009`

Property Details

APN / Parcel Number

Primary APN	`10-25-319-009`

Location & Zoning

Street Address	421 VINCENNES AVE
City	FLORA
State	IL
Zip	62839-2152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	C H MURPHY'S ADDN LOT 5
Legal Subdivision	MURPHYS ADDITION
Legal Lot Number	5
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	2
Census Block	2037
Census Tract	972100

Owner

Source: Clay County assessment roll, as of September 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	421 VINCENNES AVE, FLORA, IL 62839-2152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLORA BANK & TRUST
May 22, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 23, 2005
Transfer Doc	153289
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	421 VINCENNES AVE, FLORA, IL 62839-2152
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202657
Date	Aug 13, 2021
Instrument	202657

Lender

Name	FLORA BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 11, 2026

Interest

Rate Type	Fixed Rate

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY IL
Recording Date	May 22, 2020
Property Address	421 VINCENNES AVE, FLORA, IL 62839-2152
Document Number	199031
Map Reference	BK 124 PG 351
Instrument Date	May 21, 2020
Instrument	199031
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 VINCENNES AVE, FLORA, IL 62839-2152

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,825 (+11.45%) Land $3,827 Building $16,998	$62,475 (+11.45%) Land $11,481 Building $50,994
2024	$1,032.00 (+11.09%)	$18,686 (+18.6%) Land $3,434 Building $15,252	$56,058 (+18.6%) Land $10,302 Building $45,756
2022	$929.00 (+10.6%) Homeowner's exemption	$15,756 Land $2,876 Building $12,880	$47,268 Land $8,628 Building $38,640
2021	$840.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

Nearby Properties on Vincennes Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures