Worcester County and Gardner City property record for 444 Stone St, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,908 sqft · built 2004 |
| Lot Size | 4.05 acres (176,741 sqft) |
| Owner | Company Name on Record |
| Last Sale | $309,050 (Dec 2004) |
| Tax Bill | $6,791 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | M:R-47 B:0008E L:0002D |
| Primary APN | M:R-47 B:0008E L:0002D |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,908 sqft Living Area |
| Gross Area | 3,824 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 176,741 sqft (4.05 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 444 STONE ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-1150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | ERIC M OLSON |
| Legal Block | 21 |
| Legal Lot Number | 2D |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 707500 |
Source: Worcester County and Gardner City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 444 STONE ST, GARDNER, MA 01440-1150 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2004 · Amount on Record |
| Deed Sale | Dec 22, 2004 · Amount on Record |
| Deed Document Number | 2004230905 |
| Deed Book / Page | 35358 / 112 |
| Record Updated | Oct 29, 2026 |
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,791.00 (+10,853.23%) | $493,200 (+13.82%) Land $109,400 Building $383,800 | $516,150 (-5.84%) |
| 2025 | $62.00 (-99.04%) | $433,300 (+0.49%) Land $100,400 Building $332,900 | $548,150 |
| 2024 | $6,464.00 (+5.62%) | $431,200 (+13.65%) Land $92,600 Building $338,600 | |
| 2023 | $6,120.00 | $379,400 Land $88,700 Building $290,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
4G LTE (outdoors only), no 5G reported
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