444 Smith Mountain Rd, Dunlap, TN 37327 Property Records

Sequatchie County property record for 444 Smith Mountain Rd, Dunlap, TN 37327

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,652 sqft · built 2010
Lot Size	5.16 acres (224,770 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Jan 2026)
Tax Bill	$1,582 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Jan 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`077030 04006`

Property Details

APN / Parcel Number

Primary APN	`077030 04006`
Alternative APN	`030 04006`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	3 Stories
Building Area	1,652 sqft Living Area
1st Floor Area	1,008 sqft
Upper Floors Area	644 sqft
Basement Area	616 sqft
Finished Basement	616 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	224,770 sqft (5.16 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,192 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	720 sqft
Patio Area	264 sqft
Shed	1 Shed
Shed Area	384 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	444 SMITH MOUNTAIN RD
City	DUNLAP
State	TN
Zip	37327-4807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 1
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	2
Census Block Group	1
Census Block	1005
Census Tract	60103

Owner

Source: Sequatchie County records, as of January 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	444 SMITH MOUNTAIN RD, DUNLAP, TN 37327-4807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan BANK OF AMERICA NA
Jan 8, 2026	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Oct 21, 2020	Deed of Trust, Mortgage TJC MTG
Mar 8, 2018	Warranty Deed, Transfer · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2026 · Amount on Record
Deed Sale	Jan 8, 2026 · Amount on Record
Prior Sale	Mar 8, 2018 · Amount on Record
Deed Document Number	202658
Deed Book / Page	478 / 2868
Transfer Doc	0000000356
Record Updated	Jun 8, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	444 SMITH MOUNTAIN RD, DUNLAP, TN 37327-4807
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 SMITH MOUNTAIN RD, DUNLAP, TN 37327-4807
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001095
Date	Apr 9, 2025
Book Page	474/2117
Instrument	25001095

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	100 N TRYON ST, CHARLOTTE, NC 28202

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	359 Months
Due	Mar 28, 2055

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Jan 8, 2026
Property Address	444 SMITH MOUNTAIN RD, DUNLAP, TN 37327-4807
Document Number	0000000058
Book / Page	478 / 2868
Instrument Date	Jan 6, 2026
Instrument	26000058
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,035.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 SMITH MOUNTAIN RD, DUNLAP, TN 37327-4807

Mortgage

Document Number	0000000059
Date	Jan 8, 2026
Instrument	26000059

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	444 SMITH MOUNTAIN RD, DUNLAP, TN 37327-4807
Document Number	0000002804
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	444 SMITH MOUNTAIN RD DUNLAP TN 37327, DUNLAP, TN 37327

Mortgage

Document Number	0000002804
Date	Nov 9, 2020
Book Page	000407/000357
Instrument	2804

Lender

Name	TJC MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Mar 8, 2018
Property Address	444 SMITH MOUNTAIN RD, DUNLAP, TN 37327-4807
Document Number	0000000589
Book / Page	000365 / 000798
Instrument Date	Mar 8, 2018
Instrument	589
Transaction Type	Transfer
Record Updated	Mar 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$936.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 2217 DUNLAP TN 373272217, DUNLAP, TN 37327-2217

Mortgage

Document Number	590
Date	Mar 8, 2018
Book Page	000365/000801
Instrument	590

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 7, 2038

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,582.00	$86,150 (-) Land $5,750 Building $80,400
2024	$1,582.00 (+22.45%)	$86,150 (+22.5%) Land $5,750 Building $80,400
2023	$1,292.00 (+24.59%)	$70,325 (+65.57%) Land $5,750 Building $64,575	$344,600 (+102.83%) Land $23,000 Building $321,600
2022	$1,037.00	$42,475 Land $5,750 Building $36,725	$169,900 Land $23,000 Building $146,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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