Sequatchie County property record for 307 Smith Mountain Rd, Dunlap, TN 37327
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,200 sqft · built 2020 |
| Lot Size | 9.2 acres (400,752 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $40,000 (Jan 2020) |
| Tax Bill | $1,011 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077034 00100 |
| Primary APN | 077034 00100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 400,752 sqft (9.2 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 264 sqft |
| Deck Area | 20 sqft |
| Patio Area | 640 sqft |
| Utility Building | 240 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 307 SMITH MOUNTAIN RD |
|---|---|
| City | DUNLAP |
| State | TN |
| Zip | 37327-4643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 1 |
| Jurisdiction | SEQUATCHIE TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1071 |
| Census Tract | 60103 |
Source: Sequatchie County records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 307 SMITH MOUNTAIN RD, DUNLAP, TN 37327-4643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Mar 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VALLEY FCU |
| Apr 11, 2024 | Quit Claim Deed, Transfer TITLE GROUP OF TENNESSEE, TITLE SERVICES OF TENNESSEE |
| Apr 11, 2024 | Quit Claim Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2020 · Amount on Record |
| Deed Sale | Jan 24, 2020 · Amount on Record |
| Prior Sale | Oct 18, 2013 |
| Deed Document Number | 2020222 |
| Deed Book / Page | 393 / 296 |
| Last Transfer Date | Mar 21, 2024 |
| Transfer Doc | 0000000945 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Property Address | 307 SMITH MOUNTAIN RD, DUNLAP, TN 37327-4643 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 307 SMITH MOUNTAIN RD, DUNLAP, TN 37327-4643 |
| Document Number | 0000000644 |
|---|---|
| Date | Mar 3, 2026 |
| Book Page | 479/2515 |
| Instrument | 26000644 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | 535 CHESTNUT ST, CHATTANOOGA, TN 37402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.74% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.74% |
| Max Rate At Change | 7.74% |
| Index | Other |
| Max Rate | 10.7% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Recording Date | Apr 11, 2024 |
| Property Address | 307 SMITH MOUNTAIN RD, DUNLAP, TN 37327-4643 |
| Document Number | 0000000945 |
| Book / Page | 469 / 1264 |
| Map Reference | MB 468 PG 3044 |
| Instrument Date | Mar 21, 2024 |
| Instrument | 24000945 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2024 |
| Title Company | TITLE GROUP OF TENNESSEE, TITLE SERVICES OF TENNESSEE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4409 W VALLEY RD, DUNLAP, TN 37327-4937 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Recording Date | Apr 11, 2024 |
| Property Address | 307 SMITH MOUNTAIN RD, DUNLAP, TN 37327-4643 |
| Document Number | 0000000945 |
| Book / Page | 469 / 1264 |
| Map Reference | MB 468 PG 3044 |
| Instrument Date | Mar 21, 2024 |
| Instrument | 24000945 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Title Company | TITLE GROUP OF TENNESSEE, TITLE SERVICES OF TENNESSEE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4409 W VALLEY RD, DUNLAP, TN 37327-4937 |
| Document Number | 0000000946 |
|---|---|
| Date | Apr 11, 2024 |
| Instrument | 24000946 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2049 |
Source: Sequatchie County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sequatchie County |
| Unified School District | Sequatchie County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,011.00 (+2.74%) | $55,025 (+2.71%) Land $9,475 Building $45,550 | |
| 2023 | $984.00 (+20.44%) | $53,575 (+60.16%) Land $9,675 Building $43,900 | $220,100 (+64.5%) Land $37,900 Building $182,200 |
| 2022 | $817.00 | $33,450 Land $9,675 Building $23,775 | $133,800 Land $38,700 Building $95,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | May 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 85% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BTC Fiber Fiber | 1,000 / 1,000 |
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