444 S Adelaide St, Normal, IL 61761 Property Records

McLean County property record for 444 S Adelaide St, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,102 sqft · built 1957
Lot Size	0.238 acres (10,388 sqft)
Owner	Individual Name on File
Last Sale	$183,000 (Oct 2023)
Tax Bill	$4,457 (2024)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-28-303-031`

Property Details

APN / Parcel Number

Primary APN	`14-28-303-031`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,102 sqft Living Area
1st Floor Area	1,102 sqft
Basement Area	1,102 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	10,388 sqft (0.238 acres)
Lot Dimensions	197 ft deep x 50 ft wide
Garage Area	317 sqft
Porch	Enclosed Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	444 S ADELAIDE ST
City	NORMAL
State	IL
Zip	61761-2925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	NORMAL TOWN SURVEY OF 1898 PT LT 24 - BEG 110.93N INT E LN ADELAIDE ST & N LN HALE ST, N50, E265.48, S50, W265.48 TO POB (EX E68)
Legal Range	02E
Legal Township	24N
Legal Section	28
Legal Subdivision	ASSESSORS
Legal Lot Number	24
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1004
Census Tract	301

Owner

444 S Adelaide St is owned and occupied by an individual who bought it in October 2023.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	444 S ADELAIDE ST, NORMAL, IL 61761-2925
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK & TRUST CO
Jun 8, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jul 9, 2019	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2023 · Amount on File
Deed Sale	Oct 5, 2023 · Amount on File
Prior Sale	Jun 8, 2021 · Amount on File
Deed Document Number	202313640
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 5, 2023
Property Address	444 S ADELAIDE ST, NORMAL, IL 61761-2925
Document Number	202300013640
Instrument Date	Sep 29, 2023
Instrument	2023-00013640
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 S ADELAIDE ST, NORMAL, IL 61761-2925

Mortgage

Document Number	202300013641
Date	Oct 5, 2023
Instrument	2023-00013641

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.12%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 8, 2021
Property Address	444 S ADELAIDE ST, NORMAL, IL 61761-2925
Document Number	202100013464
Instrument Date	May 13, 2021
Instrument	2021-00013464
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 S ADELAIDE ST, NORMAL, IL 61761-2925

Mortgage

Document Number	202100013465
Date	Jun 8, 2021
Instrument	2021-00013465

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 9, 2019
Property Address	444 S ADELAIDE ST, NORMAL, IL 61761-2925
Document Number	201900010443
Instrument Date	Jun 25, 2019
Instrument	2019-00010443
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	630 OXFORD CT, NEW LENOX, IL 60451-2118
Investor	Possibly a Property Investor

Mortgage

Document Number	201900010444
Date	Jul 9, 2019
Instrument	2019-00010444

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,469 Land $11,303 Building $55,166	$199,407 Land $33,909 Building $165,498
2024	$4,457.00 (+7.32%)
2023	$4,153.00 (+6.87%)	$54,533 (+10.69%) Land $9,273 Building $45,260	$163,599 (+10.69%) Land $27,819 Building $135,780
2022	$3,886.00	$49,266 Land $8,377 Building $40,889	$147,798 Land $25,131 Building $122,667

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 444 S Adelaide St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 444 S Adelaide St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media, Watch TV.

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