McLean County property record for 220 S Adelaide St, Normal, IL 61761
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,294 sqft · built 1957 |
| Lot Size | 0.205 acres (15,252 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,855 (2024) |
| Deeds & Mortgages | Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-28-301-010 |
| Primary APN | 14-28-301-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,294 sqft Living Area |
| 1st Floor Area | 1,294 sqft |
| Basement Area | 1,292 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Roof Material | Asphalt |
| Lot Area | 15,252 sqft (0.205 acres) |
| Lot Dimensions | 124 ft deep x 123 ft wide |
| Garage Area | 308 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 220 S ADELAIDE ST |
|---|---|
| City | NORMAL |
| State | IL |
| Zip | 61761-2923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | THE WILMETTE SUB LOT 10 |
| Legal Range | 02E |
| Legal Township | 24N |
| Legal Section | 28 |
| Legal Subdivision | WILMETTE SUB |
| Legal Lot Number | 10 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | NORMAL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 301 |
220 S Adelaide St is owned and occupied by an individual.
Source: McLean County records, as of April 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 220 S ADELAIDE ST, NORMAL, IL 61761-2923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 220 S ADELAIDE ST, NORMAL, IL 61761-2923 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017-00013452 |
|---|---|
| Date | Jul 27, 2017 |
| Instrument | 2017-00013452 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61701 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jun 5, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Change Frequency | Monthly |
| Max Rate | 21% |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Normal Township |
| Municipality | Normal Town |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $58,375 Land $14,567 Building $43,808 | $175,125 Land $43,701 Building $131,424 | |
| 2024 | $3,855.00 (+7.53%) | ||
| 2023 | $3,585.00 | $47,892 Land $11,951 Building $35,941 | $143,676 Land $35,853 Building $107,823 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 220 S Adelaide St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 220 S Adelaide St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAL serves 52,736 people · EPA ID IL1130900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Pavlov Media Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier, Watch TV.
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