444 Ridge Rd, Jacksonville, NC 28540 Property Records

Onslow County property record for 444 Ridge Rd, Jacksonville, NC 28540

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,942 sqft · built 1995
Lot Size	0.592 acres (25,801 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Jun 2023)
Tax Bill	$1,596 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`331A-45`

Property Details

APN / Parcel Number

Primary APN	`331A-45`
Alternative APNs	`0495221000` `400008510` `495221000` `019435`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,942 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,801 sqft (0.592 acres)
Lot Dimensions	194 ft deep x 133 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	495221000
Street Address	444 RIDGE RD
City	JACKSONVILLE
State	NC
Zip	28540-2927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L5 BE RIVERWOOD ESTATES
Legal Subdivision	RIVERWOOD EST
Legal Block	E
Legal Lot Number	5
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	1
Census Block	1000
Census Tract	1101

Owner

444 Ridge Rd is owned and occupied by two individuals who bought it in June 2023.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	444 RIDGE RD, JACKSONVILLE, NC 28540-2927
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2023 · Amount on File
Deed Sale	Jun 21, 2023 · Amount on File
Prior Sale	Oct 21, 2009 · Amount on File
Deed Book / Page	5985 / 788
Prior Transfer Date	Jan 7, 2009
Prior Transfer Doc	0031670004
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jun 21, 2023
Property Address	444 RIDGE RD, JACKSONVILLE, NC 28540-2927
Document Number	0059850788
Book / Page	5985 / 788
Map Reference	MB 23 PG 109-A
Instrument Date	Jun 6, 2023
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1022 ROCKY MEADOWS LN, CONCORD, NC 28025-1601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 RIDGE RD, JACKSONVILLE, NC 28540-2927

Mortgage

Document Number	0005985792
Date	Jun 21, 2023
Instrument	5985-792

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 444 Ridge Rd was $1,596.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,596.00	$316,051 (+29.69%) Land $70,000 Building $246,051	$316,051 (+29.69%) Land $70,000 Building $246,051
2025	$1,596.00	$243,701 Land $45,000 Building $198,701	$243,701 Land $45,000 Building $198,701
2023	$1,596.00	$243,701 (-) Land $45,000 Building $198,701	$243,701 (-) Land $45,000 Building $198,701
2022	$1,596.00	$243,701 Land $45,000 Building $198,701	$243,701 Land $45,000 Building $198,701

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 444 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2011–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 444 Ridge Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20