442 Ridge Rd, Jacksonville, NC 28540 Property Records

Onslow County property record for 442 Ridge Rd, Jacksonville, NC 28540

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,165 sqft · built 2005
Lot Size	0.565 acres (24,603 sqft)
Owner	Individual Name on File
Last Sale	$312,000 (Apr 2022)
Tax Bill	$2,003 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`331A-46`

Property Details

APN / Parcel Number

Primary APN	`331A-46`
Alternative APNs	`484540000` `012517`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,165 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,603 sqft (0.565 acres)
Lot Dimensions	177 ft deep x 139 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	484540000
Street Address	442 RIDGE RD
City	JACKSONVILLE
State	NC
Zip	28540-2927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L1 S2 BURLINGAME HILLS
Legal Subdivision	BURLINGAME HILLS SEC II
Legal Lot Number	1
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	1
Census Block	1000
Census Tract	1101

Owner

442 Ridge Rd is owned by an individual who bought it in April 2022.

Source: Onslow County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	4971 FERN DR, DIBERVILLE, MS 39540-6529
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2022 · Amount on File
Deed Sale	Apr 19, 2022 · Amount on File
Prior Sale	Nov 22, 2006 · Amount on File
Deed Book / Page	5733 / 707
Prior Transfer Date	Apr 5, 2018
Prior Transfer Doc	0047640133
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Apr 19, 2022
Property Address	442 RIDGE RD, JACKSONVILLE, NC 28540-2927
Document Number	0057330707
Book / Page	5733 / 707
Map Reference	MB 32 PG 178
Instrument Date	Mar 22, 2022
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$624.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	67 MADISON AVE #807807, 67, JACKSONVILLE, NC 28540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 RIDGE RD, JACKSONVILLE, NC 28540-2927

Mortgage

Document Number	0005733712
Date	Apr 19, 2022
Instrument	5733/712

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 442 Ridge Rd was $2,003.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,003.00	$397,105 (+29.8%) Land $70,000 Building $327,105	$397,105 (+29.8%) Land $70,000 Building $327,105
2025	$2,003.00	$305,931 Land $45,000 Building $260,931	$305,931 Land $45,000 Building $260,931
2023	$2,003.00	$305,931 Land $45,000 Building $260,931	$305,931 Land $45,000 Building $260,931

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 442 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2011–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 442 Ridge Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20