444 Hilltop Estates Dr, Copperopolis, CA 95228 Property Records

Calaveras County property record for 444 Hilltop Estates Dr, Copperopolis, CA 95228

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,725 sqft · built 1989
Lot Size	0.02 acres (871 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,833 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`098-053-011-000`

Property Details

APN / Parcel Number

Primary APN	`098-053-011-000`
Alternative APN	`098-053-011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,725 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1997
Architectural Style	Conventional
Construction Type	Wood
Lot Area	871 sqft (0.02 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	098-053-011
Street Address	444 HILLTOP ESTATES DR
City	COPPEROPOLIS
State	CA
Zip	95228-9500
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HILLTOP ESTATES SUB TRACT 444 B 3
Legal Subdivision	HILLTOP ESTATES SUB
Legal Tract	444
Legal Block	3
Jurisdiction	CALAVERAS CA
Township / Civil Division	ANGELS CITY
Census Block Group	2
Census Block	2004
Census Tract	123

Owner

Source: Calaveras County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	444 HILLTOP ESTATES DR, B3, COPPEROPOLIS, CA 95228-9500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2018	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jan 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 14, 2004
Transfer Doc	0000011616
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	444 HILLTOP ESTATES DR, COPPEROPOLIS, CA 95228-9500
Document Number	0000014214
Instrument Date	Dec 12, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 HILLTOP ESTATES DR COPPEROPOLIS CA 952289500, COPPEROPOLIS, CA 95228-9500

Mortgage

Document Number	0000014214
Date	Dec 27, 2018
Instrument	14214

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, CA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	492 Months
Due	Dec 26, 2059

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	444 HILLTOP ESTATES DR, COPPEROPOLIS, CA 95228-9500
Document Number	0000001078
Instrument Date	Jan 23, 2017
Transaction Type	Mortgage
Record Updated	Feb 23, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	444 HILLTOP ESTATES DR #B3 COPPEROPOLIS CA 952289500, B3, COPPEROPOLIS, CA 95228-9500

Mortgage

Document Number	0000001078
Date	Jan 27, 2017
Instrument	1078

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2047

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Mark Twain Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$236,128 (+2%) Land $56,990 Building $179,138
2025	$2,833.00 (+2.91%) Homeowner's exemption	$231,499 (+4.04%) Land $55,873 Building $175,626
2023	$2,753.00 (+5.88%) Homeowner's exemption	$222,511 Land $53,704 Building $168,807
2022	$2,600.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 individual policies
Nearby Flood Policies	29 units insured incl. 12 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CCWD - COPPER COVE serves 5,187 people · EPA ID CA0510017
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CALTEL Connections Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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