440 Hilltop Estates Dr, Copperopolis, CA 95228 Property Records

Calaveras County property record for 440 Hilltop Estates Dr, Copperopolis, CA 95228

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,725 sqft · built 1991
Lot Size	0.02 acres (871 sqft)
Owner	2 Individual Names on File
Last Sale	$449,000 (May 2021)
Tax Bill	$5,635 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`098-053-009-000`

Property Details

APN / Parcel Number

Primary APN	`098-053-009-000`
Alternative APN	`098-053-009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,725 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1997
Architectural Style	Modern
Construction Type	Wood
Lot Area	871 sqft (0.02 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	098-053-009
Street Address	440 HILLTOP ESTATES DR
City	COPPEROPOLIS
State	CA
Zip	95228-9500
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HILLTOP ESTATES SUB TRACT 444 B 1
Legal Subdivision	HILLTOP ESTATES SUB
Legal Tract	444
Jurisdiction	CALAVERAS CA
Township / Civil Division	ANGELS CITY
Census Block Group	2
Census Block	2004
Census Tract	123

Owner

Source: Calaveras County assessment roll, APN 098-053-009-000, as of July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3403 CLARIDGE DR, DANVILLE, CA 94526-5509
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 13, 2021 · Amount on Record
Deed Sale	May 13, 2021 · Amount on Record
Prior Sale	May 13, 2005 · Amount on Record
Deed Document Number	20218979
Prior Transfer Date	Nov 10, 2012
Prior Transfer Doc	0000014814
Record Updated	Sep 20, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	May 13, 2021
Property Address	440 HILLTOP ESTATES DR, COPPEROPOLIS, CA 95228-9500
Document Number	0000008979
Map Reference	MB 6 PG 37
Instrument Date	Apr 29, 2021
Instrument	2021-008979
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	CYPRESS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	3403 CLARIDGE DR, DANVILLE, CA 94526-5509

Mortgage

Document Number	0000008980
Date	May 13, 2021
Instrument	2021-008980

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2036

Tax Assessment & Valuation

Source: Calaveras County assessment roll as of July 2, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Mark Twain Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$495,729 (+2%) Land $22,080 Building $473,649
2025	$5,635.00 (+3.05%)	$486,010 (+4.04%) Land $21,648 Building $464,362
2023	$5,468.00 (+3.38%)	$467,139 Land $20,808 Building $446,331
2022	$5,289.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calaveras County (06009C), as of June 30, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060090001232, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 individual policies
Nearby Flood Policies	29 units insured incl. 12 condo units

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 308 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Calaveras Communications Company Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA0510017, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CCWD - COPPER COVE serves 5,187 people
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.