444 E 4th St, Franklin, OH 45005 Property Records

Warren County property record for 444 E 4th St, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 816 sqft · built 1951
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on Record
Last Sale	$130,500 (Jan 2023)
Tax Bill	$2,202 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-31-276-004-0`

Property Details

APN / Parcel Number

Primary APN	`04-31-276-004-0`
Alternative APNs	`0431276004` `431276004` `2130653`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	200 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	2130653
Old Parcel Number	0431276004
Street Address	444 E 4TH ST
City	FRANKLIN
State	OH
Zip	45005-2363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST FRANKLIN HOMES #18
Legal Subdivision	EAST FRANKLIN HOMES
Legal Block	276
Legal Lot Number	18
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2023
Census Tract	30501

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	444 E 4TH ST, FRANKLIN, OH 45005-2363
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Deed of Trust, Mortgage · FHA Mortgage UNION SAVINGS BANK
Jan 20, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Jan 6, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2023 · Amount on Record
Deed Sale	Jan 20, 2023 · Amount on Record
Prior Sale	Jan 6, 2023
Deed Document Number	0000001270
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	444 E 4TH ST, FRANKLIN, OH 45005-2363
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021543
Date	Oct 6, 2023
Instrument	2023-021543

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Jan 20, 2023
Property Address	444 E 4TH ST, FRANKLIN, OH 45005-2363
Document Number	0000001270
Map Reference	MB 3 PG 85
Instrument Date	Jan 13, 2023
Instrument	2023-001270
Transaction Type	Transfer
Record Updated	Feb 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 E 4TH ST, FRANKLIN, OH 45005-2363

Mortgage

Document Number	0000001271
Date	Jan 20, 2023
Instrument	2023-001271

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Feb 1, 2028
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year T-Bill
Max Rate	11.7%

January 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WARREN OH
Recording Date	Jan 6, 2023
Property Address	444 E 4TH ST, FRANKLIN, OH 45005-2363
Document Number	0000000363
Map Reference	MB 3 PG 85
Instrument Date	Dec 8, 2022
Instrument	2023-000363
Transaction Type	Transfer
Record Updated	Jan 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 GRIBBLE DR, FRANKLIN, OH 45005-1568

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,202.00 (+34.6%)	$42,655 (+36.7%) Land $15,750 Building $26,905	$121,870 (+36.7%) Land $45,000 Building $76,870
2023	$1,636.00 (+43.63%) Homeowner's exemption	$31,203 (-) Land $9,685 Building $21,518
2022	$1,139.00 Homeowner's exemption	$31,203 Land $9,685 Building $21,518	$89,150 (-) Land $27,670 Building $61,480
2021			$89,150 Land $27,670 Building $61,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: altafiber Network Solutions, AT&T, Verizon.

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