Whatcom County property record for 444 Cherry St, Sumas, WA 98295
| Property Type | Regional Shopping Center, Mall |
|---|---|
| Details | 4,600 sqft · built 1993 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Company Name on File |
| Last Sale | $400,000 (Jun 2026) |
| Tax Bill | $3,632 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jun 2026 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 410434-525244-0000 |
| Primary APN | 410434-525244-0000 |
|---|---|
| Alternative APNs |
|
| Building Area | 4,600 sqft Gross Area |
|---|---|
| 1st Floor Area | 4,600 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block |
| Lot Area | 13,504 sqft (0.31 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 158917 |
|---|---|
| Street Address | 444 CHERRY ST |
| City | SUMAS |
| State | WA |
| Zip | 98295-9676 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Regional Shopping Center, Mall |
| Local Zoning Code | BG |
| Legal Description | JOHNSONS ADD TO SUMAS LOTS 12-13-14 BLK 19 |
| Legal Range | 04 |
| Legal Township | 41 |
| Legal Section | 34 |
| Legal Subdivision | JOHNSONS ADD TO SUMAS |
| Legal Block | 19 |
| Legal Lot Number | 12-13 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 10202 |
Source: Whatcom County assessment roll, APN 410434-525244-0000, as of December 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 560, EVERSON, WA 98247-0560 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 04, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERITRUST CDC |
| Jun 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HARBORSTONE CREDIT UNION |
| Jun 22, 2026 | Warranty Deed, Transfer · Construction Mortgage HARBORSTONE CREDIT UNION |
| Jul 09, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CITY OF SUMAS |
| Dec 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage SANG H BAEK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 22, 2026 · Amount on Record |
| Deed Sale | Jun 22, 2026 · Amount on Record |
| Prior Sale | Dec 10, 2020 · Amount on Record |
| Deed Document Number | 20261929 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Aug 04, 2026 |
| Property Address | 444 CHERRY ST, SUMAS, WA 98295-9676 |
| Document Number | 0000000137 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 2026137 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 444 CHERRY ST, SUMAS, WA 98295-9676 |
| Document Number | 0000000137, |
|---|---|
| Date | Aug 04, 2026 |
| Instrument | 2026137 |
| Name | AMERITRUST CDC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jun 22, 2026 |
| Property Address | 444 CHERRY ST, SUMAS, WA 98295-9676 |
| Document Number | 0000001930 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 20261930 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000001930, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 20261930 |
| Name | HARBORSTONE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 01, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jun 22, 2026 |
| Property Address | 444 CHERRY ST, SUMAS, WA 98295-9676 |
| Document Number | 0000001929 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 20261929 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $646,905.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Number | 0000001932, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 2026061932 |
| Name | HARBORSTONE CREDIT UNION |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 7 Months |
| Due | Jan 01, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 444 CHERRY ST, SUMAS, WA 98295 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000701232 |
|---|---|
| Date | Jul 09, 2021 |
| Instrument | 2021-0701232 |
| Name | CITY OF SUMAS |
|---|---|
| Type | Government Agency |
| Address | SUMAS, WA 98295 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Dec 10, 2020 |
| Property Address | 444 CHERRY ST, SUMAS, WA 98295 |
| Document Number | 2201201823 |
| Instrument Date | Dec 03, 2020 |
| Instrument | 1201823 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2021 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,805.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 560 EVERSON WA 982470560, EVERSON, WA 98247-0560 |
| Document Number | 2201201824 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 1201824 |
| Name | SANG H BAEK |
|---|---|
| Address | 172 DESERT BLOOM, IRVINE, CA 92618-8871 |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Whatcom County assessment roll as of December 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Sumas City |
| Unified School District | Nooksack Valley School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,632.00 (+19.47%) | $383,282 (+16.82%) Land $79,168 Building $304,114 | $383,282 (+16.82%) Land $79,168 Building $304,114 |
| 2024 | $3,040.00 (-43.26%) | $328,089 (-) Land $53,760 Building $274,329 | $328,089 (-) Land $53,760 Building $274,329 |
| 2022 | $328,089 Land $53,760 Building $274,329 | $328,089 Land $53,760 Building $274,329 | |
| 2021 | $5,358.00 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), as of May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730102021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 251 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 251 in force |
| Nearby Flood Claims | 226 (2020–2026) |
| Claims Outside the SFHA | 10 of 226 |
| Most Recent Claim | Jun 2026 · other causes |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 165 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northwest Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Declaration Networks Group Cable | 250 / 35 |
Source: EPA Safe Drinking Water Information System, water system WA5384870, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SUMAS WATER DEPT serves 2,157 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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