Whatcom County property record for 420 Cherry St, Sumas, WA 98295
| Property Type | Restaurant |
|---|---|
| Details | 4,200 sqft · built 1998 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,880 (2025) |
| Deeds & Mortgages | Nov 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 410434-525257-0000 |
| Primary APN | 410434-525257-0000 |
|---|---|
| Alternative APNs |
|
| Building Area | 4,200 sqft Gross Area |
|---|---|
| 1st Floor Area | 4,200 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete |
| Lot Area | 10,890 sqft (0.25 acres) |
| Balcony Area | 70 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 158918 |
|---|---|
| Street Address | 420 CHERRY ST |
| City | SUMAS |
| State | WA |
| Zip | 98295 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Local Zoning Code | BG |
| Legal Description | JOHNSONS ADD TO SUMAS LOT 9-EXC E 17 FT THEREOF-ALL LOTS 10-11 BLK 19 |
| Legal Range | 04 |
| Legal Township | 41 |
| Legal Section | 34 |
| Legal Subdivision | JOHNSONS ADD TO SUMAS |
| Legal Block | 19 |
| Legal Lot Number | 9 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 10202 |
420 Cherry St, a commercial property, is owned by a company.
Source: Whatcom County records, as of April 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1444, SUMAS, WA 98295-1444 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Nov 28, 2017 |
| Property Address | 420 CHERRY ST, SUMAS, WA 98295 |
| Document Number | 2171103218 |
| Instrument Date | Nov 22, 2017 |
| Instrument | 1103218 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | CHICAGO TITLE COMPANY/WA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,235.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 1444 SUMAS WA 982951444, SUMAS, WA 98295-1444 |
| Document Number | 2171103219 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | 1103219 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | EDMONDS, WA 98020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 420 Cherry St was $2,880.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Sumas City |
| Unified School District | Nooksack Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,880.00 | $302,165 Land $40,123 Building $262,042 | $302,165 Land $40,123 Building $262,042 |
| 2022 | $309,906 Land $46,108 Building $263,798 | $309,906 Land $46,108 Building $263,798 | |
| 2021 | $4,093.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 420 Cherry St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 251 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 251 in force |
| Nearby Flood Claims | 226 (2020–2026) |
| Claims Outside the SFHA | 10 of 226 |
| Most Recent Claim | Jun 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 420 Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMAS WATER DEPT serves 2,157 people · EPA ID WA5384870 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Pogozone powered by Neubeam Cable | 250 / 35 |
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