Kenton County property record for 444 Caldwell Dr, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 925 sqft · built 1961 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $172,000 (Mar 2021) |
| Tax Bill | $2,612 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Mar 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-30-08-096.00 |
| Primary APN | 004-30-08-096.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 925 sqft Finished Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 444 CALDWELL DR |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-1961 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ERPENBECKS 4TH ADDN LOT 105 |
| Legal Subdivision | ERPENBECK (ELSMERE) |
| Legal Phase | 4 |
| Legal Lot Number | 105 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 65700 |
444 Caldwell Dr is owned and occupied by two individuals who bought it in March 2021.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 444 CALDWELL DR, ELSMERE, KY 41018-1961 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION |
| Mar 1, 2017 | Grant Deed, Transfer · FHA Mortgage POLARIS HM FNDG |
| Mar 1, 2017 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2021 · Amount on File |
| Deed Sale | Mar 18, 2021 · Amount on File |
| Deed Document Number | 20215900155 |
| Deed Book / Page | 78 / 543 |
| Prior Transfer Date | Jun 14, 2013 |
| Prior Transfer Doc | 0005900160 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 18, 2021 |
| Property Address | 444 CALDWELL DR, ELSMERE, KY 41018-1961 |
| Document Number | 0005900155 |
| Book / Page | 78 / 543 |
| Map Reference | PL 690 |
| Instrument Date | Mar 13, 2021 |
| Instrument | 21031805900155 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $172.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 444 CALDWELL DR, 444, ELSMERE, KY 41018-1961 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 444 CALDWELL DR, ELSMERE, KY 41018-1961 |
| Document Number | 0005900156 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 185/837 |
| Instrument | 21031805900156 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 1, 2017 |
| Property Address | 444 CALDWELL DR, ELSMERE, KY 41018-1961 |
| Document Number | 0000000037 |
| Book / Page | 0C6105 / 000216 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 37 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2017 |
| Title Company | KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 444 CALDWELL DR ELSMERE KY 410181961, ELSMERE, KY 41018-1961 |
| Document Number | 38 |
|---|---|
| Date | Mar 1, 2017 |
| Book Page | 0C6105/000219 |
| Instrument | 38 |
| Name | POLARIS HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | GRANDVILLE, MI 49418 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 28, 2047 |
| Document Number | 39, |
|---|---|
| Date | Mar 1, 2017 |
| Book Page | 0C6105/000236 |
| Instrument | 39 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Feb 28, 2027 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 1, 2017 |
| Property Address | 444 CALDWELL DR, ELSMERE, KY 41018-1961 |
| Document Number | 0000000036 |
| Book / Page | 0C6105 / 000215 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 36 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 444 CALDWELL DR ELSMERE KY 410181961, ELSMERE, KY 41018-1961 |
The 2025 property tax bill for 444 Caldwell Dr was $2,612.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $172,000 (-) Land $25,000 Building $147,000 | $172,000 (-) Land $25,000 Building $147,000 | |
| 2025 | $2,612.00 | $172,000 Land $25,000 Building $147,000 | $172,000 Land $25,000 Building $147,000 |
| 2023 | $2,578.00 | $172,000 Land $25,000 Building $147,000 | $172,000 Land $25,000 Building $147,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 444 Caldwell Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 444 Caldwell Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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