Kenton County property record for 443 Caldwell Dr, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 962 sqft · built 1960 |
| Lot Size | 0.218 acres (9,498 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Sep 2022) |
| Tax Bill | $3,038 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-30-18-016.00 |
| Primary APN | 004-30-18-016.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 962 sqft Finished Area |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 9,498 sqft |
| Lot Dimensions | 158 ft deep x 60 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Old Parcel Number | 0043018016.00 |
|---|---|
| Street Address | 443 CALDWELL DR |
| City | ELSMERE |
| State | KY |
| Zip | 41018-1915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ERPENBECKS 4TH ADDN LOT 82 60'X 158.30' IRREG |
| Legal Subdivision | ERPENBECK (ELSMERE) |
| Legal Phase | 4 |
| Legal Lot Number | 82 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 65700 |
Source: Kenton County records, as of November 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 443 CALDWELL DR, ELSMERE, KY 41018-1915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2022 | Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage CINCINNATI FED'L |
| Jan 30, 2018 | Warranty Deed, Transfer · Conventional with PMI FIFTH THIRD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2022 · Amount on Record |
| Deed Sale | Sep 29, 2022 · Amount on Record |
| Prior Sale | Sep 10, 2020 · Amount on Record |
| Deed Document Number | 0000192360 |
| Deed Book / Page | 192 / 360 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 29, 2022 |
| Property Address | 443 CALDWELL DR, ELSMERE, KY 41018-1915 |
| Document Number | 0005900076 |
| Book / Page | 192 / 360 |
| Instrument Date | Sep 28, 2022 |
| Instrument | 22092905900076 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2022 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 443 CALDWELL DR, 443, ELSMERE, KY 41018-1915 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 443 CALDWELL DR, ELSMERE, KY 41018-1915 |
| Document Number | 0005900077 |
|---|---|
| Date | Sep 29, 2022 |
| Instrument | 22092905900077 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 10, 2020 |
| Property Address | 443 CALDWELL DR, ELSMERE, KY 41018-1915 |
| Document Number | 0000000066 |
| Book / Page | 000042 / 000762 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 66 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2020 |
| Title Company | LAWYERS TITLE/CINCINNATI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $152.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 443 CALDWELL DR ELSMERE KY 410181915, ELSMERE, KY 41018-1915 |
| Document Number | 67 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 000M95/000916 |
| Instrument | 67 |
| Name | CINCINNATI FED'L |
|---|---|
| Address | CINCINNATI, OH 45247 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 9, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 30, 2018 |
| Property Address | 443 CALDWELL DR, ELSMERE, KY 41018-1915 |
| Document Number | 0000000214 |
| Book / Page | 0C6343 / 000207 |
| Instrument Date | Jan 16, 2018 |
| Instrument | 214 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2018 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $103.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 443 CALDWELL DR ELSMERE KY 410181915, ELSMERE, KY 41018-1915 |
| Document Number | 215 |
|---|---|
| Date | Jan 30, 2018 |
| Book Page | 0C6343/000209 |
| Instrument | 215 |
| Name | FIFTH THIRD MTG |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2048 |
Source: Kenton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,038.00 (+1.33%) | $200,000 (-) Land $25,000 Building $175,000 | $200,000 (-) Land $25,000 Building $175,000 |
| 2023 | $2,998.00 | $200,000 Land $25,000 Building $175,000 | $200,000 Land $25,000 Building $175,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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