444 Bennett Rd, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 444 Bennett Rd, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,396 sqft · built 1955
Lot Size	1.8 acres (78,844 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Sep 2022)
Tax Bill	$804 (2022)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1646448`

Property Details

APN / Parcel Number

Primary APN	`1646448`
Alternative APN	`52984`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,396 sqft Heated Area
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1988
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	78,844 sqft (1.8 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	234 sqft
Deck Area	152 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Forced Air

Location & Zoning

Account Number	52984
Street Address	444 BENNETT RD
City	RUTHERFORDTON
State	NC
Zip	28139-8682
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GPIN:1603007102850000; RES BENNETT RD
Legal Block	1
Legal Lot Number	24
Jurisdiction	RUTHERFORD NC
Township / Civil Division	GILKEY
Census Block Group	1
Census Block	1011
Census Tract	960201

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	444 BENNETT RD, RUTHERFORDTON, NC 28139-8682
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Dec 31, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2022 · Amount on Record
Deed Sale	Sep 20, 2022 · Amount on Record
Prior Sale	Dec 31, 2020 · Amount on Record
Deed Document Number	0002065267
Deed Book / Page	2065 / 267
Record Updated	Jun 7, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Sep 20, 2022
Property Address	444 BENNETT RD, RUTHERFORDTON, NC 28139-8682
Document Number	0020650267
Book / Page	2065 / 267
Instrument Date	Sep 20, 2022
Transaction Type	Transfer
Record Updated	Nov 7, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	554 RUTHERFORD RD, 554, MARION, NC 28752-4828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 BENNETT RD, RUTHERFORDTON, NC 28139-8682

Mortgage

Document Number	0002065270
Date	Sep 20, 2022
Instrument	2065/270

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.4%
Type Change Date	Oct 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6.4%
Index	5-Year CMT
Max Rate	10.4%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Dec 31, 2020
Property Address	444 BENNETT RD, RUTHERFORDTON, NC 28139-8682
Document Number	0020410147
Book / Page	2041 / 147
Map Reference	MAP 2992 PG 41
Instrument Date	Dec 31, 2020
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	280 BENNETT RD, 280, RUTHERFORDTON, NC 28139-8680

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 BENNETT RD, RUTHERFORDTON, NC 28139-8682

Mortgage

Document Number	0002041150
Date	Dec 31, 2020
Instrument	2041/150

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$227,900 Land $13,800 Building $214,100	$227,900 Land $13,800 Building $214,100
2022	$804.00
2021	$804.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Pangaea Internet Fiber	500 / 500
T-Mobile Fixed Wireless	100 / 20
Skyrunner Fixed Wireless	25 / 10
AT&T DSL	25 / 5
Carolina West Wireless Fixed Wireless	25 / 3

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