341 Bennett Rd, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 341 Bennett Rd, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,635 sqft · built 1993
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Nov 2017)
Tax Bill	$1,670 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1617482`

Property Details

APN / Parcel Number

Primary APN	`1617482`
Alternative APN	`32481`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,635 sqft Heated Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	608 sqft
Deck Area	224 sqft
Patio Area	550 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Street Address	341 BENNETT RD
City	RUTHERFORDTON
State	NC
Zip	28139-8681
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GPIN:1603007016380000; RES ST RD 1361
Jurisdiction	RUTHERFORD NC
Township / Civil Division	GILKEY
Census Block Group	1
Census Block	1011
Census Tract	960201

Owner

Source: Rutherford County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	341 BENNETT RD, RUTHERFORDTON, NC 28139-8681
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust · Line of Credit STATE EMPLOYEES CREDIT UNION
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Dec 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Nov 21, 2017	Warranty Deed, Transfer DEBORAH G & JAMES C STANFIELD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2017 · Amount on Record
Deed Sale	Nov 21, 2017 · Amount on Record
Prior Sale	Jun 16, 2016 · Amount on Record
Deed Document Number	20174737
Deed Book / Page	1163 / 78
Record Updated	Sep 20, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Recording Date	Apr 16, 2026
Property Address	341 BENNETT RD, RUTHERFORDTON, NC 28139-8681
Document Number	2101003544
Book / Page	2101 / 3544
Instrument Date	Apr 10, 2026
Record Updated	May 5, 2026
Title Company	LENDER RECORDING SERVICES, LENDER RECORDING SERVICES (R

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 BENNETT RD, RUTHERFORDTON, NC 28139-8681

Mortgage

Document Number	2101003544,
Date	Apr 16, 2026
Book Page	2101/3544

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Recording Date	Apr 16, 2026
Property Address	341 BENNETT RD, RUTHERFORDTON, NC 28139-8681
Document Number	0021013544
Book / Page	2101 / 3544
Instrument Date	Apr 10, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 BENNETT RD, RUTHERFORDTON, NC 28139-8681

Mortgage

Document Number	2101003544,
Date	Apr 16, 2026
Book Page	2101/3544

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	341 BENNETT RD, RUTHERFORDTON, NC 28139-8681
Transaction Type	Mortgage
Record Updated	Jan 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 BENNETT RD, RUTHERFORDTON, NC 28139-8681

Mortgage

Document Number	0020674060
Date	Dec 19, 2022
Book Page	2067/4060

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jan 1, 2028
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	6.25%
Index	5-Year TN
Max Rate	10.2%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Nov 21, 2017
Property Address	341 BENNETT RD, RUTHERFORDTON, NC 28139-8681
Document Number	0011630078
Book / Page	001163 / 000078
Instrument Date	Nov 21, 2017
Instrument	4737
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	341 BENNETT RD RUTHERFORDTON NC 281398681, RUTHERFORDTON, NC 28139-8681

Mortgage

Document Number	12620653
Date	Nov 21, 2017
Book Page	001262/000653
Instrument	4738

Lender

Name	DEBORAH G & JAMES C STANFIELD
Address	3946 US 64 HWY, RUTHERFORDTON, NC 28139-8193
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Nov 20, 2027

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,670.00 (+20.49%)	$316,300 (-) Land $19,700 Building $296,600	$316,300 (-) Land $19,700 Building $296,600
2023		$316,300 Land $19,700 Building $296,600	$316,300 Land $19,700 Building $296,600
2022	$1,386.00
2021	$1,386.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 80% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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