4439 Old River St, Oceanside, CA 92057 Property Records

San Diego County property record for 4439 Old River St, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,065 sqft · built 1992
Lot Size	0.254 acres (11,084 sqft)
Owner	Individual Name on Record
Last Sale	$605,000 (Mar 2017)
Tax Bill	$7,975 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`157-812-57-00`

Property Details

APN / Parcel Number

Primary APN	`157-812-57-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,065 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	11,084 sqft (0.254 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4439 OLD RIVER ST
City	OCEANSIDE
State	CA
Zip	92057-6004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 200 TR 012343
Legal Subdivision	RIVER MEADOW
Legal Tract	012343
Legal Block	2
Legal Lot Number	200
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2011
Census Tract	18521

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4439 OLD RIVER ST, OCEANSIDE, CA 92057-6004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage MCJAB INC
Apr 28, 2020	Quit Claim Deed, Transfer MCJAB INC
Mar 23, 2020	Quit Claim Deed, Transfer NEXTITLE
Mar 15, 2017	Grant Deed, Transfer · VA Mortgage CORNERSTONE MORTGAGE GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2017 · Amount on Record
Deed Sale	Mar 15, 2017 · Amount on Record
Prior Sale	Apr 26, 2004 · Amount on Record
Deed Document Number	2017119279
Prior Transfer Date	Mar 26, 2015
Prior Transfer Doc	0000163286
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4439 OLD RIVER ST, OCEANSIDE, CA 92057-6004
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4550 KEARNY VILLA RD, SAN DIEGO, CA 92123-1578

Mortgage

Document Number	0000471431
Date	Jun 29, 2021
Instrument	2021-0471431

Lender

Name	MCJAB INC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 28, 2020
Property Address	4439 OLD RIVER ST, OCEANSIDE, CA 92057-6004
Document Number	0000215010
Instrument Date	Apr 16, 2020
Instrument	215010
Transaction Type	Transfer
Record Updated	May 7, 2020
Title Company	NEXTITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4439 OLD RIVER ST OCEANSIDE CA 920576004, OCEANSIDE, CA 92057-6004

Mortgage

Document Number	215011
Date	Apr 28, 2020
Instrument	215011

Lender

Name	MCJAB INC
Address	SAN DIEGO, CA 92123

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 23, 2020
Property Address	4439 OLD RIVER ST, OCEANSIDE, CA 92057-6004
Document Number	0000147428
Instrument Date	Feb 12, 2020
Instrument	147428
Transaction Type	Transfer
Record Updated	Apr 8, 2020
Title Company	NEXTITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4439 OLD RIVER ST OCEANSIDE CA 920576004, OCEANSIDE, CA 92057-6004

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 15, 2017
Property Address	4439 OLD RIVER ST, OCEANSIDE, CA 92057-6004
Document Number	0000119279
Map Reference	MAP12343
Instrument Date	Feb 9, 2017
Instrument	2017-0119279
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4439 OLD RIVER ST, OCEANSIDE, CA 92057-6004

Mortgage

Document Number	0000119280
Date	Mar 15, 2017
Instrument	2017-0119280

Lender

Name	CORNERSTONE MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$719,503 (+2%) Land $340,231 Building $379,272
2025	$7,975.00 (+5.21%) Homeowner's exemption	$705,396 (+4.04%) Land $333,560 Building $371,836
2023	$7,580.00 (+1.55%) Homeowner's exemption	$678,007 Land $320,608 Building $357,399
2022	$7,464.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A99, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

Nearby Properties on Old River St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures