4438 Winters Dr, Flint, MI 48506 Property Records

Genesee County property record for 4438 Winters Dr, Flint, MI 48506

Property Summary

Property Type	Single Family Home
Details	1 ba · 944 sqft · built 1965
Lot Size	0.458 acres (19,950 sqft)
Owner	Individual Name on File
Tax Bill	$1,524 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-34-528-022`

Property Details

APN / Parcel Number

Primary APN	`11-34-528-022`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	944 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Lot Area	19,950 sqft (0.458 acres)
Lot Dimensions	210 ft deep x 95 ft wide
Garage Area	1,332 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4438 WINTERS DR
City	FLINT
State	MI
Zip	48506-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 SNGL/2
Legal Description	W 25 FT OF LOT 203 AND LOT 204 AND E 10 FT OF LOT 205 KEARSLEY CREEK SUB NO 3 SEC 34 T8N R7E
Legal Range	07E
Legal Township	08N
Legal Section	34
Legal Subdivision	KEARSLEY CREEK SUB
Legal Lot Number	203-205
Jurisdiction	GENESEE MI
Township / Civil Division	GENESEE
Census Block Group	1
Census Block	1009
Census Tract	12006

Owner

4438 Winters Dr is owned and occupied by an individual.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	4438 WINTERS DR, FLINT, MI 48506-2001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 27, 2020	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	4438 WINTERS DR, FLINT, MI 48506-2001
Transaction Type	Mortgage
Record Updated	Apr 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4438 WINTERS DR, FLINT, MI 48506-2001

Mortgage

Document Number	0000013332
Date	Mar 27, 2024
Instrument	202403270013332

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 26, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	4438 WINTERS DR, FLINT, MI 48506-2001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PARKS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073317
Date	Oct 27, 2020
Instrument	202010270073317

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4438 Winters Dr was $1,524 with a homeowner's exemption, down 0.8% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Genesee Charter Township
Unified School District	Kearsley Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,500 (+2.9%) Land $6,400 Building $61,100	$135,000 (+2.9%) Land $12,800 Building $122,200
2025	$1,524.00 (-0.78%) Homeowner's exemption	$65,600	$131,200
2024	$1,536.00
2023		$54,700	$109,400
2021	$1,268.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4438 Winters Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4438 Winters Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEE COUNTY WATER SYSTEM serves 73,726 people · EPA ID MI0002615
Water Source	Purchased surface water from KAREGNONDI WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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