4431 Winters Dr, Flint, MI 48506 Property Records

Genesee County property record for 4431 Winters Dr, Flint, MI 48506

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,220 sqft · built 1966
Lot Size	0.428 acres (18,644 sqft)
Owner	2 Individual Names on Record
Last Sale	$119,900 (Sep 2019)
Tax Bill	$1,949 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-34-528-014`

Property Details

APN / Parcel Number

Primary APN	`11-34-528-014`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,220 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Lot Area	18,644 sqft (0.428 acres)
Lot Dimensions	212 ft deep x 88 ft wide
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4431 WINTERS DR
City	FLINT
State	MI
Zip	48506-2062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 SNGL/2
Legal Description	E 28 FT OF LOT 175 AND LOT 176 KEARSLEY CREEK SUB NO 3 SEC 34 T8N R7E
Legal Range	07E
Legal Township	08N
Legal Section	34
Legal Subdivision	KEARSLEY CREEK SUB
Legal Lot Number	175-176
Jurisdiction	GENESEE MI
Township / Civil Division	GENESEE
Census Block Group	1
Census Block	1008
Census Tract	12006

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4431 WINTERS DR, FLINT, MI 48506-2062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOVITA CU
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROSS MORTGAGE CORP
Sep 23, 2019	Warranty Deed, Transfer · FHA Mortgage ROSS MORTGAGE CORP
Feb 18, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2019 · Amount on Record
Deed Sale	Sep 23, 2019 · Amount on Record
Deed Document Number	201961347
Prior Transfer Date	Jan 27, 2017
Prior Transfer Doc	0000009483
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	4431 WINTERS DR, FLINT, MI 48506-2062
Transaction Type	Mortgage
Record Updated	Sep 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4431 WINTERS DR, FLINT, MI 48506-2062

Mortgage

Document Number	0000058294
Date	Aug 24, 2022
Instrument	202208240058294

Lender

Name	SOVITA CU
Type	Credit Union
Address	FLINT, MI 48532

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Sep 1, 2027

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	4431 WINTERS DR, FLINT, MI 48506-2062
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	MASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202103250020912
Date	Mar 25, 2021
Instrument	202103250020912

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 23, 2019
Property Address	4431 WINTERS DR, FLINT, MI 48506-2062
Document Number	201909230061347
Map Reference	LB 28 PG 28
Instrument Date	Aug 28, 2019
Instrument	201909230061347
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CISLO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,032.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4431 WINTERS DR, 4431, FLINT, MI 48506-2062

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2013 PRESTON GROVE AVE, CARY, NC 27513-8471

Mortgage

Document Number	201909230061348
Date	Sep 23, 2019
Instrument	201909230061348

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Feb 18, 2017
Property Address	4431 WINTERS DR, FLINT, MI 48506-2062
Document Number	0000009483
Instrument Date	Jan 27, 2017
Instrument	9483
Transaction Type	Transfer
Record Updated	Feb 28, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4431 WINTERS DR FLINT MI 485062062, FLINT, MI 48506-2062

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Genesee Charter Township
Unified School District	Kearsley Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,200 (+3.6%) Land $6,000 Building $60,200	$132,400 (+3.6%) Land $12,000 Building $120,400
2025	$1,949.00 (-0.76%) Homeowner's exemption	$63,900 (+19.44%)	$127,800 (+19.44%)
2024	$1,964.00 (+21.31%)
2023		$53,500	$107,000
2021	$1,619.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEE COUNTY WATER SYSTEM serves 73,726 people · EPA ID MI0002615
Water Source	Purchased surface water from KAREGNONDI WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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