4435 Raffia Palm Cir, Naples, FL 34119 Property Records

Collier County property record for 4435 Raffia Palm Cir, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	2,241 sqft · built 2015
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$768,000 (Apr 2022)
Tax Bill	$5,827 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`585260 573B34`

Property Details

APN / Parcel Number

Primary APN	`585260 573B34`
Alternative APN	`69020001664`

Interior

Stories	1 Story
Building Area	2,241 sqft Living Area
1st Floor Area	2,241 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Masonry / Concrete Block
Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Street Address	4435 RAFFIA PALM CIR
City	NAPLES
State	FL
Zip	34119-9680
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAFFIA PRESERVE-PHASE 1 LOT 57
Legal Range	26
Legal Township	48
Legal Section	34
Legal Subdivision	RAFFIA PRESERVE PHASE 1
Legal Phase	1
Legal Tract	585260
Legal Block	2
Legal Lot Number	57
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2009
Census Tract	10436

Owner

4435 Raffia Palm Cir is owned and occupied by an individual who bought it in April 2022.

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4435 RAFFIA PALM CIR, NAPLES, FL 34119-9680
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2022 · Amount on File
Deed Sale	Apr 7, 2022 · Amount on File
Prior Sale	Jul 24, 2015 · Amount on File
Deed Document Number	20226232531
Deed Book / Page	6109 / 1375
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 7, 2022
Property Address	4435 RAFFIA PALM CIR, NAPLES, FL 34119-9680
Document Number	0061091375
Book / Page	6109 / 1375
Map Reference	MB 54 PG 72-83
Instrument Date	Mar 24, 2022
Instrument	6232531
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,376.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	139 SHARPSTONE LN, 139, CLAYTON, NC 27527-9266

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4435 RAFFIA PALM CIR, NAPLES, FL 34119-9680

Mortgage

Document Number	0061091378
Date	Apr 7, 2022
Instrument	6109/1378

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4435 Raffia Palm Cir was $5,827 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$574,164 (+0.72%) Land $193,668 Building $380,496	$574,164 (-2.8%) Land $193,668 Building $380,496
2025	$5,827.00 Homeowner's exemption	$570,036	$590,720 Land $198,634 Building $392,086
2023	$6,865.00 (+95.97%) Homeowner's exemption	$681,195 (+101.33%) Land $281,398 Building $399,797	$681,195 (+17.3%) Land $281,398 Building $399,797
2022	$3,503.00 Homeowner's exemption	$338,345	$580,738 Land $156,424 Building $424,314

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4435 Raffia Palm Cir in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 78 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	78 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4435 Raffia Palm Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: CenturyLink, Hotwire Communications.

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