4407 Raffia Palm Cir, Naples, FL 34119 Property Records

Collier County property record for 4407 Raffia Palm Cir, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	2,233 sqft · built 2015
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on File
Last Sale	$945,000 (May 2022)
Tax Bill	$6,214 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Feb 2022 Line of Credit + 2 more
Flood Zone	Zone AH (high risk)
APN	`585260 643B34`

Property Details

APN / Parcel Number

Primary APN	`585260 643B34`
Alternative APN	`69020001800`

Interior

Stories	1 Story
Building Area	2,233 sqft Living Area
1st Floor Area	2,233 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Masonry / Concrete Block
Lot Area	7,841 sqft (0.18 acres)
Pool Area	312 sqft
Deck Area	460 sqft

Location & Zoning

Street Address	4407 RAFFIA PALM CIR
City	NAPLES
State	FL
Zip	34119-9680
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAFFIA PRESERVE-PHASE 1 LOT 64
Legal Range	26
Legal Township	48
Legal Section	34
Legal Subdivision	RAFFIA PRESERVE PHASE 1
Legal Phase	1
Legal Tract	585260
Legal Block	2
Legal Lot Number	64
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2009
Census Tract	10436

Owner

4407 Raffia Palm Cir is owned by a company that bought it in May 2022 and is owner-occupied.

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	4407 RAFFIA PALM CIR, NAPLES, FL 34119-9680
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Feb 15, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jun 7, 2019	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2022 · Amount on File
Deed Sale	May 17, 2022 · Amount on File
Prior Sale	Jun 7, 2019 · Amount on File
Deed Document Number	20226254038
Deed Book / Page	6128 / 1612
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 17, 2022
Property Address	4407 RAFFIA PALM CIR, NAPLES, FL 34119-9680
Document Number	0061281612
Book / Page	6128 / 1612
Map Reference	MB 54 PG 72-83
Instrument Date	May 11, 2022
Instrument	6254038
Transaction Type	Transfer
Record Updated	May 31, 2022
Title Company	LUTGERT TITLE, LUTGERT TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,615.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11816 QUAIL VILLAGE WAY, 11816, NAPLES, FL 34119-8914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4407 RAFFIA PALM CIR, NAPLES, FL 34119-9680

Mortgage

Document Number	0061281614
Date	May 17, 2022
Instrument	6128/1614

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2037

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4407 RAFFIA PALM CIR, NAPLES, FL 34119-9680
Transaction Type	Mortgage
Record Updated	Feb 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4407 RAFFIA PALM CIR, NAPLES, FL 34119-9680

Mortgage

Document Number	0060851779
Date	Feb 15, 2022
Book Page	6085/1779
Instrument	6206116

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4407 RAFFIA PALM CIR, NAPLES, FL 34119-9680
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 5TH AVE S 227, 227, NAPLES, FL 34102-6516

Mortgage

Document Number	0059941632
Date	Aug 9, 2021
Book Page	5994/1632
Instrument	6109302

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 7, 2019
Property Address	4407 RAFFIA PALM CIR, NAPLES, FL 34119-9680
Document Number	0056383936
Book / Page	5638 / 3936
Map Reference	MB 54 PG 72-83
Instrument Date	May 31, 2019
Instrument	5723549
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11921 BROOKSIDE DR, 11921, BRADENTON, FL 34211-1501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4407 RAFFIA PALM CIR, NAPLES, FL 34119-9680

Mortgage

Document Number	0056383938
Date	Jun 7, 2019
Instrument	5638-3938

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4407 Raffia Palm Cir was $6,214 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$623,276 (+2.7%)	$644,953 (+2.8%) Land $188,555 Building $456,398
2025	$6,214.00 Homeowner's exemption	$606,890	$627,374 Land $188,179 Building $439,195
2023	$7,209.00 (+85.42%) Homeowner's exemption	$714,541 (+91.33%) Land $266,587 Building $447,954	$714,541 (+14.53%) Land $266,587 Building $447,954
2022	$3,888.00 Homeowner's exemption	$373,453	$623,888 Land $148,191 Building $475,697

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4407 Raffia Palm Cir in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 78 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	78 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4407 Raffia Palm Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: CenturyLink, Hotwire Communications.

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