Bay County property record for 4435 Pine Tree Rd, Lynn Haven, FL 32444 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,674 sqft · built 1981 |
| Lot Size | 0.505 acres (21,998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Aug 1990) |
| Tax Bill | $1,159 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 11723-026-000 |
| Primary APN | 11723-026-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,674 sqft Heated Area |
| Gross Area | 2,314 sqft |
| 1st Floor Area | 1,674 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 21,998 sqft (0.505 acres) |
| Lot Dimensions | 200 ft deep x 110 ft wide |
| Pool Area | 420 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 280 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4435 PINE TREE RD |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-3435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 18 3S 14W -1.14- 90B BEG 60' W & 330' N OF SW COR BLK A BAYWOOD SHORE ESTS UNIT |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 18 |
| Legal Subdivision | BAYWOOD SHORE EST |
| Legal Block | A |
| Legal Lot Number | 4 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 1404 |
Source: Bay County records · APN 11723-026-000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4435 PINE TREE RD, LYNN HAVEN, FL 32444-3435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 31, 1990 · Amount on Record |
| Deed Sale | Aug 31, 1990 · Amount on Record |
| Deed Document Number | 0001288670 |
| Record Updated | Jun 08, 2026 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,159.00 (+3.21%) Homeowner's exemption Widower's exemption | $138,355 (+5.99%) | $223,736 (+7.82%) Land $60,588 Building $163,148 |
| 2023 | $1,123.00 (+5.64%) Homeowner's exemption Widower's exemption | $130,540 (+3%) | $207,508 (+14.96%) Land $52,628 Building $154,880 |
| 2022 | $1,063.00 Homeowner's exemption | $126,738 | $180,499 Land $47,757 Building $132,742 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050014042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 425 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 425 in force |
| Nearby Flood Claims | 112 (1989–2024) |
| Claims Outside the SFHA | 24 of 112 |
| Most Recent Claim | Jun 2024, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 103 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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