4423 Pine Tree Rd, Lynn Haven, FL 32444 Property Records

Bay County property record for 4423 Pine Tree Rd, Lynn Haven, FL 32444

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,430 sqft · built 1981
Lot Size0.505 acres (21,997 sqft)
Owner2 Individual Names on Record
Last Sale$76,500 (Oct 2016)
Tax Bill$2,505 (2025)
Flood ZoneZone AE (high risk)
APN11723-020-000

Property Details

APN / Parcel Number

Primary APN11723-020-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,430 sqft Living Area
Gross Area3,290 sqft
1st Floor Area2,085 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1991
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialOther
Lot Area21,997 sqft (0.505 acres)
Lot Dimensions200 ft deep x 110 ft wide
Garage TypeAttached
Garage Area860 sqft
DrivewayDriveway
Driveway Area160 sqft
Pool Area638 sqft
PorchFlorida Room
Porch Area393 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4423 PINE TREE RD
CityLYNN HAVEN
StateFL
Zip32444-3435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBC15
Legal Description18 3S 14W -1.5- 90B BEG 60 W & 110 N OF SW COR BLK A BYWD SH EST U-3 TH N 110 W 200 S 110 E 200 TO POB ORB 3837 P 45
Legal Range14W
Legal Township03S
Legal Section18
Legal SubdivisionBYWD SH EST
Legal BlockA
JurisdictionBAY FL
Township / Civil DivisionLYNN HAVEN
Census Block Group2
Census Block2065
Census Tract1404

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4423 PINE TREE RD, LYNN HAVEN, FL 32444-3435
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 4, 2016 · Amount on Record
Deed SaleOct 4, 2016 · Amount on Record
Prior SaleOct 4, 2016 · Amount on Record
Deed Document Number201654729
Deed Book / Page3837 / 45
Prior Transfer DateNov 8, 2006
Prior Transfer Doc0028592292
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,505.00 (+1.83%) Homeowner's exemption$242,108 (+5.99%)$289,506 (+7.33%) Land $60,588 Building $228,918
2024$2,460.00 (+2.03%)
2023$2,411.00 (+11.57%) Homeowner's exemption$228,432 (+3%)$269,735 (+15.66%) Land $52,628 Building $217,107
2022$2,161.00 Homeowner's exemption$221,779$233,214 Land $47,757 Building $185,457

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 425 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies425 in force
Nearby Flood Claims112 (1989–2024)
Claims Outside the SFHA24 of 112
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 52 claims
  • Hurricane Dennis, Jul 2005 · 10 claims
  • Hurricane Opal, Oct 1995 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNN HAVEN, CITY OF WATER SYSTEM
serves 23,380 people · EPA ID FL1030435
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionNov 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20

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