4308 E River Rd, Nichols, NY 13812 Property Records

Tioga County and Nichols Town property record for 4308 E River Rd, Nichols, NY 13812

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,806 sqft · built 1956
Lot Size1.5 acres (65,340 sqft)
Owner2 Individual Names on Record
Last Sale$110,000 (Oct 2018)
Tax Bill$4,595 (2026)
Deeds & MortgagesOct 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN492889 138.00-1-3.11

Property Details

APN / Parcel Number

Primary APN492889 138.00-1-3.11
Alternative APNs
  • 288913800000010030110000
  • 00000000240

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,806 sqft Living Area
1st Floor Area1,806 sqft
Basement Area770 sqft
Finished Basement770 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialBrick
Lot Area65,340 sqft (1.5 acres)
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Canopy100 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number00000000240
Street Address4308 E RIVER RD
CityNICHOLS
StateNY
Zip13812-3306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZONE
Legal Block1
Legal Lot Number3.011
JurisdictionTIOGA NY
Township / Civil DivisionNICHOLS
Census Block Group5
Census Block5002
Census Tract20600

Owner

Source: Tioga County and Nichols Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4308 E RIVER RD, NICHOLS, NY 13812-3306
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2018 · Amount on Record
Deed SaleOct 24, 2018 · Amount on Record
Deed Document Number20184538
Record UpdatedOct 29, 2026

October 2018: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionTIOGA NY
Recording DateOct 24, 2018
Property Address4308 E RIVER RD, NICHOLS, NY 13812-3306
Document Number18000004538
Instrument DateOct 19, 2018
Instrument180-00004538
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address310 MAIN ST, OWEGO, NY 13827-1616

Mortgage

Document Number18000004539
DateOct 24, 2018
Instrument180-00004539
Lender
NameTIOGA STATE BANK
TypeBank
Agreement
AmountAmount Recorded
Term351 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Tioga County and Nichols Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionNichols Town
Unified School DistrictOwego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,595.00 (+0.46%)
2025$4,574.00 (+190.78%)$33,000 (-) Land $4,400 Building $28,600$189,873 (+20.83%) Land $25,316 Building $164,557
2023$33,000 Land $4,400 Building $28,600$157,143 Land $20,952 Building $136,191
2019$1,573.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1996–2011)
Claims Outside the SFHA2 of 8
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 4 claims
  • Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zeta Broadband
Fiber
5,000 / 5,000
Fiberspark
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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