4433 Summit Pointe Ct, Caledonia, MI 49316 Property Records

Allegan County property record for 4433 Summit Pointe Ct, Caledonia, MI 49316

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,727 sqft · built 2016
Lot Size	3.41 acres (148,540 sqft)
Owner	2 Individual Names on File
Last Sale	$599,900 (Aug 2023)
Tax Bill	$7,445 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Nov 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-317-005-00`

Property Details

APN / Parcel Number

Primary APN	`13-317-005-00`
Alternative APN	`03-13-317-005-00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,727 sqft Living Area
1st Floor Area	1,727 sqft
Basement Area	1,727 sqft
Unfinished Basement	1,727 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Lot Area	148,540 sqft (3.41 acres)
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4433 SUMMIT POINTE CT
City	CALEDONIA
State	MI
Zip	49316-9655
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 5 SUMMIT POINTE CONDO SEC 9 T4N R11W (2016).
Legal Range	11W
Legal Township	04N
Legal Section	09
Legal Subdivision	SUMMIT POINTE CONDO
Legal Unit	5
Jurisdiction	ALLEGAN MI
Township / Civil Division	LEIGHTON
Census Block Group	1
Census Block	1013
Census Tract	30402

Owner

4433 Summit Pointe Ct, a condominium, is owned and occupied by two individuals who bought it in August 2023.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4433 SUMMIT POINTE CT, CALEDONIA, MI 49316-9655
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Nov 25, 2020	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2023 · Amount on File
Deed Sale	Aug 11, 2023 · Amount on File
Prior Sale	Apr 27, 2016 · Amount on File
Deed Document Number	202311516
Deed Book / Page	4877 / 916
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Aug 11, 2023
Property Address	4433 SUMMIT POINTE CT, CALEDONIA, MI 49316-9655
Document Number	004877/916
Book / Page	4877 / 916
Map Reference	LB 3955 PG 564
Instrument Date	Jul 14, 2023
Instrument	2023011516
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4433 SUMMIT POINTE CT, CALEDONIA, MI 49316-9655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12635 OAKWOOD SHORES ST, WAYLAND, MI 49348-9028

Mortgage

Document Number	2023011517
Date	Aug 11, 2023
Instrument	2023011517

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4433 SUMMIT POINTE CT, CALEDONIA, MI 49316-9655
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4543/403
Date	Nov 25, 2020
Book Page	4543/403

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 26, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4433 Summit Pointe Ct was $7,445 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Leighton Township
Unified School District	Wayland Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,000 Land $42,500 Building $230,500	$546,000 Land $85,000 Building $461,000
2025	$7,445.00
2023		$214,500 Land $40,000 Building $174,500	$429,000 Land $80,000 Building $349,000
2022	$5,616.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4433 Summit Pointe Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4433 Summit Pointe Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: 123.NET, Surf Internet.

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