4432 Summit Pointe Ct, Caledonia, MI 49316 Property Records

Allegan County property record for 4432 Summit Pointe Ct, Caledonia, MI 49316

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,976 sqft · built 2017
Lot Size	3.81 acres (165,964 sqft)
Owner	Trust Name on File
Last Sale	$80,000 (Oct 2015)
Tax Bill	$7,145 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jan 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-317-004-00`

Property Details

APN / Parcel Number

Primary APN	`13-317-004-00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,976 sqft Living Area
1st Floor Area	1,976 sqft
Basement Area	2,190 sqft
Unfinished Basement	2,190 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Lot Area	165,964 sqft (3.81 acres)
Garage Area	1,512 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4432 SUMMIT POINTE CT
City	CALEDONIA
State	MI
Zip	49316-9655
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 4 SUMMIT POINTE CONDO SEC 9 T4N R11W (2016).
Legal Range	11W
Legal Township	04N
Legal Section	09
Legal Subdivision	SUMMIT POINTE CONDO
Legal Unit	4
Jurisdiction	ALLEGAN MI
Township / Civil Division	LEIGHTON
Census Block Group	1
Census Block	1013
Census Tract	30402

Owner

4432 Summit Pointe Ct, a condominium, is owner-occupied and held in a trust since December 2022.

Source: Allegan County records, as of June 25, 2026

Owner of Record	Trust Name on File
Mailing Address	4432 SUMMIT POINTE CT, CALEDONIA, MI 49316-9655
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Jan 6, 2023	Intrafamily Transfer, Transfer
Jul 13, 2022	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK OF MICHIGAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2015 · Amount on File
Deed Sale	Oct 5, 2015 · Amount on File
Deed Book / Page	3968 / 743
Last Transfer Date	Dec 29, 2022
Transfer Doc	0004828/37
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4432 SUMMIT POINTE CT, CALEDONIA, MI 49316-9655
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4432 SUMMIT POINTE CT, CALEDONIA, MI 49316-9655

Mortgage

Document Number	004882/760
Date	Aug 31, 2023
Book Page	4882/760
Instrument	2023012589

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Jan 6, 2023
Property Address	4432 SUMMIT POINTE CT, CALEDONIA, MI 49316-9655
Document Number	0004828/37
Book / Page	4828 / 37
Map Reference	LB 3955 PG 564
Instrument Date	Dec 29, 2022
Instrument	2023000262
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4432 SUMMIT POINTE CT, CALEDONIA, MI 49316-9655

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4432 SUMMIT POINTE CT, CALEDONIA, MI 49316-9655
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4432 SUMMIT POINTE CT, CALEDONIA, MI 49316-9655

Mortgage

Document Number	004778/875
Date	Jul 13, 2022
Book Page	4778/875
Instrument	2022013896

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4432 SUMMIT POINTE CT, CALEDONIA, MI 49316-9655
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4450/386
Date	Apr 15, 2020
Book Page	4450/386

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4432 Summit Pointe Ct was $7,145 with a homeowner's exemption, up 2.8% from the year before.

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Leighton Township
Unified School District	Wayland Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,900 (+10.68%) Land $42,500 Building $267,400	$619,800 (+10.68%) Land $85,000 Building $534,800
2025	$7,145.00 (+2.82%) Homeowner's exemption	$280,000 Land $40,000 Building $240,000	$560,000 Land $80,000 Building $480,000
2024	$6,949.00
2023		$242,500 Land $40,000 Building $202,500	$485,000 Land $80,000 Building $405,000
2022	$6,313.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4432 Summit Pointe Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4432 Summit Pointe Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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