4433 Opal Ct, Sarasota, FL 34233 Property Records

Sarasota County property record for 4433 Opal Ct, Sarasota, FL 34233

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,377 sqft · built 1990
Lot Size	0.225 acres (9,780 sqft)
Owner	2 Individual Names on File
Last Sale	$100 (Oct 2021)
Tax Bill	$3,323 (2025)
Deeds & Mortgages	Oct 2021 Reverse Mortgage Nov 2018 Line of Credit
APN	`0069-02-0038`

Property Details

APN / Parcel Number

Primary APN	`0069-02-0038`
Alternative APN	`69020038`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,377 sqft Living Area
Gross Area	2,952 sqft
1st Floor Area	2,377 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,780 sqft (0.225 acres)
View / Lot	Mainland
Garage Type	Attached
Garage Area	575 sqft

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	279 sqft
Patio Area	564 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0069020038
Street Address	4433 OPAL CT
City	SARASOTA
State	FL
Zip	34233-2071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3
Legal Description	LOT 77 EMERALD GARDENS
Legal Range	18E
Legal Township	37S
Legal Section	02
Legal Subdivision	EMERALD GARDENS
Legal Tract	2395
Legal Lot Number	77
Jurisdiction	SARASOTA FL
Township / Civil Division	SARASOTA
Census Block Group	2
Census Block	2004
Census Tract	1509

Owner

4433 Opal Ct is owned and occupied by two individuals who bought it in October 2021.

Source: Sarasota County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4433 OPAL CT, SARASOTA, FL 34233-2071
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Intrafamily Transfer, Transfer · Reverse Mortgage HIGHTECHLENDING INC
Nov 15, 2018	Deed of Trust, Mortgage · Line of Credit SYNOVUS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2021 · Amount on File
Deed Sale	Oct 28, 2021 · Amount on File
Deed Document Number	2021195518
Prior Transfer Date	Oct 18, 2021
Prior Transfer Doc	0000195518
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SARASOTA FL
Recording Date	Oct 28, 2021
Property Address	4433 OPAL CT, SARASOTA, FL 34233-2071
Document Number	0000195518
Map Reference	MB 33 PG 23&23A
Instrument Date	Oct 18, 2021
Instrument	2021195518
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4433 OPAL CT, SARASOTA, FL 34233-2071

Mortgage

Document Number	0000195519
Date	Oct 28, 2021
Instrument	2021195519

Lender

Name	HIGHTECHLENDING INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	926 Months
Due	Dec 9, 2098

Interest

Rate Type	Adjustable Rate
Rate	1.54%
Type Change Date	Dec 1, 2021
Change Frequency	Annually
Index	LIBOR

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	4433 OPAL CT, SARASOTA, FL 34233-2071
Document Number	0000157778
Instrument Date	Nov 15, 2018
Transaction Type	Mortgage
Record Updated	Dec 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4433 OPAL CT SARASOTA FL 342332071, SARASOTA, FL 34233-2071

Mortgage

Document Number	0000157778
Date	Dec 4, 2018
Instrument	157778

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4433 Opal Ct was $3,323 with a homeowner's exemption.

Source: Sarasota County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,323.00 Homeowner's exemption	$256,846	$475,700 Land $149,200 Building $326,500
2023	$3,021.00 (+3.92%) Homeowner's exemption	$242,337 (+3%)	$507,800 (+11.85%) Land $146,700 Building $361,100
2022	$2,907.00 Homeowner's exemption	$235,279	$454,000 Land $123,600 Building $330,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 4433 Opal Ct; there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Outside mapped area
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4433 Opal Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: Blue Stream, Verizon.

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