4427 Opal Ct, Sarasota, FL 34233 Property Records

Sarasota County property record for 4427 Opal Ct, Sarasota, FL 34233

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,320 sqft · built 1990
Lot Size	0.257 acres (11,190 sqft)
Owner	2 Individual Names on File
Last Sale	$128,000 (Apr 2020)
Tax Bill	$2,823 (2025)
Deeds & Mortgages	Apr 2020 Sale Apr 2019 Sale & Mortgage
APN	`0069-02-0037`

Property Details

APN / Parcel Number

Primary APN	`0069-02-0037`
Alternative APN	`69020037`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,320 sqft Living Area
Gross Area	3,068 sqft
1st Floor Area	2,320 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,190 sqft (0.257 acres)
View / Lot	Mainland
Garage Type	Attached
Garage Area	440 sqft
Porch	Screened Porch
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0069020037
Street Address	4427 OPAL CT
City	SARASOTA
State	FL
Zip	34233-2071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3
Legal Description	LOT 76 EMERALD GARDENS
Legal Range	18E
Legal Township	37S
Legal Section	02
Legal Subdivision	EMERALD GARDENS
Legal Tract	2395
Legal Lot Number	76
Jurisdiction	SARASOTA FL
Township / Civil Division	SARASOTA
Census Block Group	2
Census Block	2004
Census Tract	1509

Owner

4427 Opal Ct is owned and occupied by two individuals who bought it in April 2020.

Source: Sarasota County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4427 OPAL CT, SARASOTA, FL 34233-2071
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2020	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Apr 2, 2019	Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2020 · Amount on File
Deed Sale	Apr 16, 2020 · Amount on File
Prior Sale	Apr 2, 2019 · Amount on File
Deed Document Number	202051262
Prior Transfer Date	Apr 14, 2020
Prior Transfer Doc	0000051262
Record Updated	Oct 29, 2026

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SARASOTA FL
Recording Date	Apr 16, 2020
Property Address	4427 OPAL CT, SARASOTA, FL 34233-2071
Document Number	0000051262
Instrument Date	Apr 14, 2020
Instrument	51262
Transaction Type	Transfer
Record Updated	May 11, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Tax	$896.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4427 OPAL CT SARASOTA FL 342332071, SARASOTA, FL 34233-2071

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Apr 2, 2019
Property Address	4427 OPAL CT, SARASOTA, FL 34233-2071
Document Number	0000041243
Instrument Date	Apr 2, 2019
Instrument	41243
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4427 OPAL CT SARASOTA FL 342332071, SARASOTA, FL 34233-2071

Mortgage

Document Number	41244
Date	Apr 2, 2019
Instrument	41244

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4427 Opal Ct was $2,823 with a homeowner's exemption, down 18.1% from the year before.

Source: Sarasota County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,823.00 (-18.08%) Homeowner's exemption	$283,049	$449,200 Land $158,700 Building $290,500
2024	$3,446.00 (+4.68%)
2023	$3,292.00 (+4.24%) Homeowner's exemption	$267,060 (+3%)	$475,300 (+14.95%) Land $156,100 Building $319,200
2022	$3,158.00 Homeowner's exemption	$259,282	$413,500 Land $131,500 Building $282,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 4427 Opal Ct; there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Outside mapped area
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4427 Opal Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: Blue Stream, Verizon.

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