4433 Carmen Dr, La Mesa, CA 91941 Property Records

San Diego County property record for 4433 Carmen Dr, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,520 sqft · built 1956
Lot Size	0.78 acres (33,977 sqft)
Owner	Company Name on File
Last Sale	$880,000 (Feb 2004)
Tax Bill	$2,933 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`497-190-39-00`

Property Details

APN / Parcel Number

Primary APN	`497-190-39-00`
Alternative APN	`4971844500`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,520 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	33,977 sqft (0.78 acres)
View / Lot	Good

Location & Zoning

Old Parcel Number	4971844500
Street Address	4433 CARMEN DR
City	LA MESA
State	CA
Zip	91941-7112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 335 0.78 AC M/L IN LOT 334&IN TR 002180
Legal Subdivision	MOUNT HELIX CALAVO GARDENS
Legal Tract	002180
Legal Block	3
Legal Lot Number	334,3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3003
Census Tract	13605

Owner

4433 Carmen Dr is owned by a company that acquired it in April 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	15928 NE 165TH ST, WOODINVILLE, WA 98072-8139
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2004 · Amount on File
Deed Sale	Feb 13, 2004 · Amount on File
Prior Sale	Aug 29, 2003 · Amount on File
Deed Document Number	2004115434
Last Transfer Date	Apr 18, 2023
Transfer Doc	0000107352
Record Updated	Sep 20, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 29, 2020
Property Address	4433 CARMEN DR, LA MESA, CA 91941-7112
Document Number	0000842552
Map Reference	MAP 2180
Instrument Date	Dec 22, 2020
Instrument	2020-0842552
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4433 CARMEN DR, LA MESA, CA 91941-7112

Mortgage

Document Number	0000842553
Date	Dec 29, 2020
Instrument	2020-0842553

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4433 CARMEN DR, LA MESA, CA 91941-7112
Document Number	0000026200
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4433 CARMEN DR LA MESA CA 919417112, LA MESA, CA 91941-7112

Mortgage

Document Number	0000026200
Date	Jan 17, 2020
Instrument	26200

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4433 Carmen Dr was $2,933.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$251,469 (+2%) Land $57,418 Building $194,051
2025	$2,933.00	$246,540 Land $56,293 Building $190,247
2023	$2,874.00 (+1.59%)	$236,968 Land $54,108 Building $182,860
2022	$2,829.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4433 Carmen Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4433 Carmen Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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