4432 Flat Creek Dr, Gainesville, GA 30504 Property Records

Hall County property record for 4432 Flat Creek Dr, Gainesville, GA 30504

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,724 sqft · built 2007
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jul 2024)
Tax Bill	$3,164 (2026)
Deeds & Mortgages	Jun 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`08-057-003-018`

Property Details

APN / Parcel Number

Primary APN	`08-057-003-018`
Alternative APN	`15737`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,724 sqft Heated Area
1st Floor Area	1,724 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Architectural Style	Rustic
Exterior Material	Fiber Cement Siding
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	33,106 sqft (0.76 acres)
Lot Dimensions	333 ft deep x 100 ft wide

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	49 sqft
Patio Area	15 sqft
Shed	1 Shed
Shed Area	130 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15737
Street Address	4432 FLAT CREEK DR
City	GAINESVILLE
State	GA
Zip	30504-5311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V-C
Legal Description	LT 34 J D BLACK S/D
Legal Subdivision	J D BLACK S/D
Legal Lot Number	34
Jurisdiction	HALL GA
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2003
Census Tract	1006

Owner

Source: Hall County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4432 FLAT CREEK DR, GAINESVILLE, GA 30504-5311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2024 · Amount on Record
Deed Sale	Jul 25, 2024 · Amount on Record
Prior Sale	Sep 10, 2001 · Amount on Record
Deed Book / Page	9511 / 419
Prior Transfer Date	Nov 20, 2003
Prior Transfer Doc	4815000167
Record Updated	Oct 29, 2026

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HALL GA
Property Address	4432 FLAT CREEK DR, GAINESVILLE, GA 30504-5311
Document Number	0079200003
Book / Page	007920 / 000003
Instrument Date	Jun 6, 2017
Transaction Type	Mortgage
Record Updated	Jul 12, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5905 GILSTRAP DR MURRAYVILLE GA 305641237, MURRAYVILLE, GA 30564-1237

Mortgage

Document Number	0079200003
Date	Jun 21, 2017
Book Page	007920/000003

Lender

Name	PINNACLE BK/QUAD CITIES
Type	Bank
Address	ELBERTON, GA 30635

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,164.00 (+2.13%)	$129,780 (+2.21%) Land $11,720 Building $118,060	$324,450 (+2.21%) Land $29,300 Building $295,150
2025	$3,098.00 (+33.94%)	$126,980 (+45.89%) Land $10,440 Building $116,540	$317,450 (+45.89%) Land $26,100 Building $291,350
2023	$2,313.00	$87,040 Land $10,440 Building $76,600	$217,600 (+28.08%) Land $26,100 Building $191,500
2022			$169,900 Land $26,100 Building $143,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20