Hall County property record for 4426 Flat Creek Dr, Gainesville, GA 30504
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 972 sqft · built 1964 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $158,000 (Feb 2019) |
| Tax Bill | $2,521 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-057-003-019 |
| Primary APN | 08-057-003-019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 972 sqft Heated Area |
| 1st Floor Area | 792 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Rustic |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 32,234 sqft (0.74 acres) |
| Lot Dimensions | 324 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Porch Area | 96 sqft |
| Utility Building | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 15738 |
|---|---|
| Street Address | 4426 FLAT CREEK DR |
| City | GAINESVILLE |
| State | GA |
| Zip | 30504-5311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | V-C |
| Legal Description | J D BLACK S/D LOT 35 |
| Legal Subdivision | J D BLACK S/D |
| Legal Lot Number | 35 |
| Jurisdiction | HALL GA |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 1006 |
Source: Hall County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4426 FLAT CREEK DR, GAINESVILLE, GA 30504-5311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE |
| Mar 6, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Feb 22, 2019 | Grant Deed, Transfer · FHA Mortgage AMERICAN FIN'L NTWK INC |
| Mar 20, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2019 · Amount on Record |
| Deed Sale | Feb 19, 2019 · Amount on Record |
| Prior Sale | Mar 16, 2018 · Amount on Record |
| Deed Document Number | 20191153 |
| Deed Book / Page | 8223 / 323 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HALL GA |
| Property Address | 4426 FLAT CREEK DR, GAINESVILLE, GA 30504-5311 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4426 FLAT CREEK DR, GAINESVILLE, GA 30504-5311 |
| Document Number | 0089380000000739 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 0000008938/0000000739 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HALL GA |
| Property Address | 4426 FLAT CREEK DR, GAINESVILLE, GA 30504-5311 |
| Document Number | 0084460183 |
| Instrument Date | Mar 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 4426 FLAT CREEK DR GAINESVILLE GA 305045311, GAINESVILLE, GA 30504-5311 |
| Document Number | 0084460183 |
|---|---|
| Date | Mar 16, 2020 |
| Book Page | 008446/000183 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HALL GA |
| Recording Date | Feb 22, 2019 |
| Property Address | 4426 FLAT CREEK DR, GAINESVILLE, GA 30504-5311 |
| Document Number | 0082230323 |
| Book / Page | 008223 / 000323 |
| Instrument Date | Feb 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $158.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4426 FLAT CREEK DR GAINESVILLE GA 305045311, GAINESVILLE, GA 30504-5311 |
| Document Number | 82230326 |
|---|---|
| Date | Feb 22, 2019 |
| Book Page | 008223/000326 |
| Name | AMERICAN FIN'L NTWK INC |
|---|---|
| Address | BREA, CA 92821 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 21, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HALL GA |
| Recording Date | Mar 20, 2018 |
| Property Address | 4426 FLAT CREEK DR, GAINESVILLE, GA 30504-5311 |
| Document Number | 0080570042 |
| Book / Page | 008057 / 000042 |
| Instrument Date | Mar 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $67.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4426 FLAT CREEK DR GAINESVILLE GA 305045311, GAINESVILLE, GA 30504-5311 |
Source: Hall County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Hall County |
| Unified School District | Hall County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,521.00 (+2.35%) | $102,760 (+2.43%) Land $11,720 Building $91,040 | $256,900 (+2.43%) Land $29,300 Building $227,600 |
| 2025 | $2,463.00 (-7.89%) | $100,320 (-0.75%) Land $10,400 Building $89,920 | $250,800 (-0.75%) Land $26,000 Building $224,800 |
| 2023 | $2,674.00 (+37.55%) | $101,080 (+41.33%) Land $10,400 Building $90,680 | $252,700 (+41.33%) Land $26,000 Building $226,700 |
| 2022 | $1,944.00 | $71,520 Land $10,400 Building $61,120 | $178,800 Land $26,000 Building $152,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 84% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAINESVILLE serves 140,000 people · EPA ID GA1390001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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