4431 Sunset Rose Dr, Fort Mill, SC 29708 Property Records

York County property record for 4431 Sunset Rose Dr, Fort Mill, SC 29708

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,856 sqft · built 2005
Lot Size	0.21 acres (9,152 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Oct 2019)
Tax Bill	$3,202 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`650-00-00-534`

Property Details

APN / Parcel Number

Primary APN	`650-00-00-534`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,856 sqft Living Area
Gross Area	3,680 sqft
1st Floor Area	1,296 sqft
2nd Floor Area	1,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	9,152 sqft (0.21 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Location & Zoning

Street Address	4431 SUNSET ROSE DR
City	FORT MILL
State	SC
Zip	29708-8454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDI
Legal Description	WATERSTONE PH 13B LT# 561
Legal Subdivision	WATERSTONE
Legal Lot Number	561
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	2
Census Block	2002
Census Tract	61011

Owner

Source: York County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4431 SUNSET ROSE DR, FORT MILL, SC 29708-8454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Aug 23, 2024	Quit Claim Deed, Transfer · Loan Assumption ROUNDPOINT MORTGAGE SERVICING CORP
Sep 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Oct 23, 2019	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2019 · Amount on Record
Deed Sale	Oct 23, 2019 · Amount on Record
Prior Sale	Oct 10, 2005 · Amount on Record
Deed Document Number	201946183
Deed Book / Page	17858 / 277
Last Transfer Date	Aug 9, 2024
Transfer Doc	2147200201
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	4431 SUNSET ROSE DR, FORT MILL, SC 29708-8454
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1906300236
Date	Mar 8, 2021
Book Page	19063/236
Instrument	2021013088

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2041

August 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK SC
Recording Date	Aug 23, 2024
Property Address	4431 SUNSET ROSE DR, FORT MILL, SC 29708-8454
Document Number	2147200201
Book / Page	21472 / 201
Map Reference	MB C194 PG 10
Instrument Date	Aug 9, 2024
Instrument	2024026772
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4431 SUNSET ROSE DR, FORT MILL, SC 29708-8454

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4431 SUNSET ROSE DR, FORT MILL, SC 29708-8454

Mortgage

Document Number	2147200210
Date	Aug 23, 2024
Book Page	21472/210
Instrument	2024026774

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company
Address	446 WRENPLACE RD, FORT MILL, SC 29715

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	199 Months
Due	Mar 1, 2041

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	4431 SUNSET ROSE DR, FORT MILL, SC 29708-8454
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1658800195
Date	Sep 13, 2017
Book Page	16588/195
Instrument	201700039204

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Oct 23, 2019
Property Address	4431 SUNSET ROSE DR, FORT MILL, SC 29708-8454
Document Number	1785800277
Book / Page	17858 / 277
Map Reference	MB C 194 PG 10
Instrument Date	Oct 23, 2019
Instrument	2019046183
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4431 SUNSET ROSE DR, FORT MILL, SC 29708-8454

Mortgage

Document Number	2019046184
Date	Oct 23, 2019
Instrument	2019046184

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,202.00 (+18.02%)	$18,237 (+15%) Land $2,797 Building $15,440	$554,300 (+39.82%) Land $85,000 Building $469,300
2023	$2,713.00	$15,858 Land $2,200 Building $13,658	$396,448 Land $55,000 Building $341,448

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY EAST WD serves 30,225 people · EPA ID SC4620002
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Comporium Cable · Fiber in parts of the area	1,000 / 50

May also be available: AT&T, Verizon.

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