4428 Sunset Rose Dr, Fort Mill, SC 29708 Property Records

York County property record for 4428 Sunset Rose Dr, Fort Mill, SC 29708

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,430 sqft · built 2005
Lot Size	0.205 acres (8,912 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (Dec 2023)
Tax Bill	$3,249 (2025)
Deeds & Mortgages	Jan 2025 Line of Credit Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`650-00-00-528`

Property Details

APN / Parcel Number

Primary APN	`650-00-00-528`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,430 sqft Living Area
Gross Area	3,274 sqft
1st Floor Area	1,102 sqft
2nd Floor Area	1,328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,912 sqft (0.205 acres)
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	130 sqft
Patio Area	206 sqft

Location & Zoning

Street Address	4428 SUNSET ROSE DR
City	FORT MILL
State	SC
Zip	29708-8454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDI
Legal Description	WATERSTONE PH 13B LT# 555
Legal Subdivision	WATERSTONE
Legal Lot Number	555
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	2
Census Block	2002
Census Tract	61011

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4428 SUNSET ROSE DR, FORT MILL, SC 29708-8454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2025	Deed of Trust, Mortgage · Line of Credit LOAN PRONTO INC
Dec 12, 2023	Deed, Transfer · Conventional Mortgage CLIFFCO INC
Apr 25, 2018	Deed of Trust, Mortgage · Conventional with PMI BUSINESS DEV CORP/SC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2023 · Amount on Record
Deed Sale	Dec 12, 2023 · Amount on Record
Prior Sale	May 15, 2007 · Amount on Record
Deed Document Number	202338709
Deed Book / Page	21079 / 382
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	4428 SUNSET ROSE DR, FORT MILL, SC 29708-8454
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4428 SUNSET ROSE DR, FORT MILL, SC 29708-8454

Mortgage

Document Number	2172500247
Date	Jan 29, 2025
Book Page	21725/247
Instrument	2025002730

Lender

Name	LOAN PRONTO INC
Type	Mortgage Company
Address	800 WESTMERE AVE STE 300, CHARLOTTE, NC 28208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Dec 12, 2023
Property Address	4428 SUNSET ROSE DR, FORT MILL, SC 29708-8454
Document Number	2107900382
Book / Page	21079 / 382
Map Reference	MB C-194 PG 10
Instrument Date	Dec 11, 2023
Instrument	2023038709
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,209.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4428 SUNSET ROSE DR, FORT MILL, SC 29708-8454

Mortgage

Document Number	2023038710
Date	Dec 12, 2023
Instrument	2023038710

Lender

Name	CLIFFCO INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	4428 SUNSET ROSE DR, FORT MILL, SC 29708-8454
Document Number	1694100149
Instrument Date	Apr 25, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4428 SUNSET ROSE DR FORT MILL SC 297088454, FORT MILL, SC 29708-8454

Mortgage

Document Number	1694100149
Date	Apr 26, 2018
Book Page	016941/000149
Instrument	17237

Lender

Name	BUSINESS DEV CORP/SC
Type	Construction/Development Company
Address	COLUMBIA, SC 29210

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Apr 25, 2028

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,249.00 (+73.47%)	$18,504 (+69.02%) Land $3,400 Building $15,104	$462,600 (+52.78%) Land $85,000 Building $377,600
2023	$1,873.00	$10,948 Land $1,989 Building $8,959	$302,791 Land $55,000 Building $247,791

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY EAST WD serves 30,225 people · EPA ID SC4620002
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Comporium Cable · Fiber in parts of the area	1,000 / 50

May also be available: AT&T, Verizon.

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