4431 S Berkeley Ave, Chicago, IL 60653 Property Records

Cook County property record for 4431 S Berkeley Ave, Chicago, IL 60653

Property Summary

Property Type	Townhouse
Details	7 bd · 2.5 ba · 2,122 sqft · built 1893
Lot Size	0.038 acres (1,666 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (May 2010)
Tax Bill	$3,321 (2023)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-02-308-016`

Property Details

APN / Parcel Number

Primary APN	`20-02-308-016`
Alternative APN	`20-02-308-016-0000`

Interior

Bedrooms	7 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,122 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1895
Architectural Style	Row Home
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	1,666 sqft (0.038 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4431 S BERKELEY AVE
City	CHICAGO
State	IL
Zip	60653-3609
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RT-4
Legal Description	(HUTCHINSONS) SUB OF BLK 3 IN SUB BY EXECUTORS OF E K HUBBARD BY EH SW SEC 02-38-14
Legal Range	14E
Legal Township	38N
Legal Section	02
Legal Subdivision	HUTCHINSONS SUB
Legal Block	3
Legal Lot Number	19
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2004
Census Tract	390200

Owner

Source: Cook County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4431 S BERKELEY AVE, CHICAGO, IL 60653-3609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2010 · Amount on Record
Deed Sale	May 28, 2010 · Amount on Record
Prior Sale	Mar 8, 2010
Deed Document Number	201040032
Prior Transfer Date	Dec 30, 2005
Prior Transfer Doc	0000019032
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Jun 12, 2026
Property Address	4431 S BERKELEY AVE, CHICAGO, IL 60653-3609
Document Number	0000028041
Instrument Date	Jul 25, 2025
Instrument	202628041
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4431 S BERKELEY AVE, CHICAGO, IL 60653-3609

Mortgage

Document Number	0000028042,
Date	Jun 12, 2026
Instrument	202616328042

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Aug 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,000 (+68.42%) Land $5,831 Building $26,169	$320,000 (+68.42%) Land $58,310 Building $261,690
2023	$3,321.00 (+3.65%)
2022	$3,204.00 Homeowner's exemption	$19,000 Land $5,831 Building $13,169	$190,000 Land $58,310 Building $131,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, Verizon.

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