4428 S Berkeley Ave, Chicago, IL 60653 Property Records

Cook County property record for 4428 S Berkeley Ave, Chicago, IL 60653

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,486 sqft · built 1890
Lot Size	0.039 acres (1,680 sqft)
Owner	Individual Name on Record
Tax Bill	$4,380 (2023)
Deeds & Mortgages	Oct 2022 Transfer Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-02-307-049`

Property Details

APN / Parcel Number

Primary APN	`20-02-307-049`
Alternative APN	`20-02-307-049-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,486 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1892
Architectural Style	Old Style
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tar & Gravel
Lot Area	1,680 sqft (0.039 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	4428 S BERKELEY AVE
City	CHICAGO
State	IL
Zip	60653-3610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT-4
Legal Range	14E
Legal Township	38N
Legal Section	02
Legal Subdivision	HUTCHINSONS
Legal Block	2
Legal Lot Number	6
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2003
Census Tract	390200

Owner

Source: Cook County records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4428 S BERKELEY AVE, CHICAGO, IL 60653-3610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Beneficiary / Creditor

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 9, 2022	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 11, 2017	Grant Deed, Transfer · FHA Mortgage INLAND BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2022
Deed Sale	Mar 9, 2022
Prior Sale	Jan 11, 2017 · Amount on Record
Deed Document Number	2022839336
Last Transfer Date	Sep 30, 2022
Transfer Doc	0000055202
Record Updated	Oct 29, 2026

October 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COOK IL
Recording Date	Oct 12, 2022
Property Address	4428 S BERKELEY AVE, CHICAGO, IL 60653-3610
Document Number	0028555202
Instrument Date	Sep 30, 2022
Instrument	2228555202
Transaction Type	Transfer
Record Updated	Oct 24, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4428 S BERKELEY AVE, 4428, CHICAGO, IL 60653-3610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4428 S BERKELEY AVE, CHICAGO, IL 60653-3610

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4428 S BERKELEY AVE, CHICAGO, IL 60653-3610
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010347253
Date	Apr 13, 2022
Instrument	2210347253

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 1, 2047

Interest

Rate	3.62%

March 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COOK IL
Recording Date	Mar 9, 2022
Property Address	4428 S BERKELEY AVE, CHICAGO, IL 60653-3610
Document Number	0006839336
Instrument Date	Feb 24, 2022
Instrument	2206839336
Transaction Type	Transfer
Record Updated	Mar 24, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4428 S BERKELEY AVE, 4428, CHICAGO, IL 60653-3610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4428 S BERKELEY AVE, CHICAGO, IL 60653-3610

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Jan 11, 2017
Property Address	4428 S BERKELEY AVE, CHICAGO, IL 60653-3610
Document Number	1701119326
Instrument Date	Dec 27, 2016
Instrument	1119326
Transaction Type	Transfer
Record Updated	Feb 7, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4428 S BERKELEY AVE CHICAGO IL 606533610, CHICAGO, IL 60653-3610

Mortgage

Document Number	1701119327
Date	Jan 11, 2017
Instrument	1119327

Lender

Name	INLAND BK&TR
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,000 (+41.67%) Land $5,880 Building $28,120	$340,000 (+41.67%) Land $58,800 Building $281,200
2023	$4,380.00 (+3.5%)
2022	$4,232.00 Homeowner's exemption	$24,000 Land $5,880 Building $18,120	$240,000 Land $58,800 Building $181,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, Verizon.

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