4428 Paddock Point Dr, Black Jack (Florissant), MO 63033 Property Records

St. Louis County property record for 4428 Paddock Point Dr, Black Jack, MO 63033

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,841 sqft · built 2001
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$239,400 (May 2023)
Tax Bill	$4,138 (2024)
Deeds & Mortgages	May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07G-14-0645`

Property Details

APN / Parcel Number

Primary APN	`07G-14-0645`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,841 sqft Living Area
Gross Area	2,241 sqft
1st Floor Area	1,841 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	79 ft deep x 79 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Patio Area	400 sqft
Balcony Area	57 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4428 PADDOCK POINT DR
City	BLACK JACK
State	MO
Zip	63033-4100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	103R-2
Legal Description	PADDOCK POINTE 12 21 89 LOT 24
Legal Subdivision	PADDOCK POINTE
Legal Lot Number	24
Jurisdiction	ST LOUIS MO
Township / Civil Division	SPANISH LAKE
Census Block Group	3
Census Block	3005
Census Tract	210803

Owner

Source: St. Louis County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4428 PADDOCK POINT DR, BLACK JACK, MO 63033-4100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2023 · Amount on Record
Deed Sale	May 24, 2023 · Amount on Record
Prior Sale	Nov 27, 2012 · Amount on Record
Deed Document Number	2023457
Prior Transfer Date	May 17, 2023
Prior Transfer Doc	0000000457
Record Updated	Jun 8, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	May 24, 2023
Property Address	4428 PADDOCK POINT DR, BLACK JACK, MO 63033-4100
Document Number	2023052400457
Map Reference	MB 293 PG 51
Instrument Date	May 17, 2023
Instrument	2023052400457
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4428 PADDOCK POINT DR, BLACK JACK, MO 63033-4100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4428 PADDOCK POINT DR, BLACK JACK, MO 63033-4100

Mortgage

Document Number	2023052400458
Date	May 24, 2023
Instrument	2023052400458

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Black Jack City
County	St. Louis County
Unified School District	Hazelwood School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$55,330 (+20.57%) Land $5,760 Building $49,570	$291,200 (+20.58%) Land $30,300 Building $260,900
2024	$4,138.00 (+0.22%)
2023	$4,129.00 (+5.79%)	$45,890 (+22.83%) Land $5,000 Building $40,890	$241,500 (+22.84%) Land $26,300 Building $215,200
2022	$3,903.00	$37,360 Land $8,630 Building $28,730
2021			$196,600 Land $45,400 Building $151,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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