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4431 E Spruce Dr, Dunnellon, FL 34434 Property Records

Citrus County property record for 4431 E Spruce Dr, Dunnellon, FL 34434

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,250 sqft · built 1992
Lot Size0.533 acres (23,205 sqft)
OwnerTrust Name on Record
Last Sale$40,000 (May 1991)
Tax Bill$2,811 (2025)
Flood ZoneZone X (moderate risk)
APN2417S19E00100345

Property Details

APN / Parcel Number

Primary APN2417S19E00100345
Alternative APNs
  • 19E-17S-24-0010-00000-0345
  • 19E-17S-24-0010-034.5
  • 1572665

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories2 Stories
Building Area1,250 sqft Living Area
1st Floor Area625 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleMulti-Level
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialMetal
Lot Area23,205 sqft (0.533 acres)
Lot Dimensions227 ft deep x 80 ft wide
View / LotRiver
Garage TypeDetached
Garage Area960 sqft
Parking Spaces8 Parking Spaces

Exterior Amenities

PorchUnfinished Open Porch
Porch Area888 sqft
Patio Area350 sqft
Utility Building160 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number1572665
Street Address4431 E SPRUCE DR
CityDUNNELLON
StateFL
Zip34434-4749
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCLR
Legal DescriptionBEG AT SE COR OF LT 35 WITHLACOOCHEE HOMES RUN TH N 58D 52M W 16.83 FT AL THE S LN OF SD LT TH N 3D 02M 20S W 205.23 FT TO A PT ON THE WITHLACOOCHEE RV TH AL MEANDERS OF RV S 78D 08M 16S E 100 FT TO A PT ON THE LN BTW LTS 34 & 35 TH S 4D 56M 04S E 25
Legal Range19E
Legal Township17S
Legal Section24
Legal SubdivisionWITHLACOOCHEE HOMES
Legal Lot Number35
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1048
Census Tract450106

Owner

Source: Citrus County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address446 SANTA FE RD, WEST PALM BEACH, FL 33406-3166
Owner TypeIndividual
VestingTrust, Personal Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 1991 · Amount on Record
Deed SaleMay 1, 1991 · Amount on Record
Prior SaleDec 1, 1983 · Amount on Record
Deed Book / Page894 / 594
Last Transfer DateJun 15, 2015
Transfer Doc0026960562
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,811.00 (+1.04%)$175,399 (-0.64%) Land $27,430 Building $147,969$175,399 (-0.64%) Land $27,430 Building $147,969
2024$2,782.00 (+5.22%)$176,526 (+1.25%) Land $27,430 Building $149,096$176,526 (+1.25%) Land $27,430 Building $149,096
2023$2,644.00 (+12.41%)$174,339 (+8.48%) Land $27,430 Building $146,909$174,339 (+8.48%) Land $27,430 Building $146,909
2022$2,352.00$160,714 Land $27,430 Building $133,284$160,714 Land $27,430 Building $133,284

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 53 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies53 in force
Nearby Flood Claims6 (2017–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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