4409 E Spruce Dr, Dunnellon, FL 34434 Property Records

Citrus County property record for 4409 E Spruce Dr, Dunnellon, FL 34434

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,394 sqft · built 1987
Lot Size	1.65 acres (72,063 sqft)
Owner	Individual Name on Record
Tax Bill	$2,390 (2025)
Deeds & Mortgages	Dec 2019 Transfer
Flood Zone	Zone X (moderate risk)
APN	`2417S19E00100350`

Property Details

APN / Parcel Number

Primary APN	`2417S19E00100350`
Alternative APNs	`19E-17S-24-0010-035.0` `1572673`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,394 sqft Living Area
1st Floor Area	2,394 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	72,063 sqft (1.65 acres)
Lot Dimensions	210 ft deep x 129 ft wide
Garage Type	Mixed
Garage Area	576 sqft
Carport	Carport
Carport Area	160 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	240 sqft
Porch	Open Porch
Porch Area	528 sqft
Patio Area	100 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1572673
Old Parcel Number	2417S19E00100350
Street Address	4409 E SPRUCE DR
City	DUNNELLON
State	FL
Zip	34434-4749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLR COASTAL LAKES & RVRS
Legal Description	BEG AT SE'LY COR OF LOT 34 WITHLACOOCHEE HOMESACC TO PB 2 PG 179 TH N 58 DEG 52M W AL N R/W OF SPRUCE DR 126.83 FT TH N 3 DEG
Legal Range	19E
Legal Township	17S
Legal Section	24
Legal Subdivision	WITHLACOOCHEE HOMES
Legal Lot Number	34-36
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1048
Census Tract	450106

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4409 E SPRUCE DR, DUNNELLON, FL 34434-4749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2019
Deed Sale	Dec 16, 2019
Prior Sale	Jun 18, 2019 · Amount on Record
Deed Document Number	2019065029
Deed Book / Page	3024 / 1900
Record Updated	Jun 8, 2026

December 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	CITRUS FL
Recording Date	Dec 16, 2019
Property Address	4409 E SPRUCE DR, DUNNELLON, FL 34434-4749
Document Number	0030241900
Book / Page	003024 / 001900
Instrument Date	May 31, 2019
Instrument	65029
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	BRICK CITY TITLE INSURANCE AGENCY INC, BRICK CITY TITLE INS AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6525 SE 92ND TER GAINESVILLE FL 326411662, GAINESVILLE, FL 32641-1662

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,390.00 (+5.15%) Homeowner's exemption Additional exemption filed	$317,672 (-2.78%) Land $55,530 Building $262,142	$317,672 (-2.78%) Land $55,530 Building $262,142
2024	$2,273.00 (+2.57%) Homeowner's exemption Additional exemption filed	$326,763 (+16.01%) Land $55,530 Building $271,233	$326,763 (+16.01%) Land $55,530 Building $271,233
2023	$2,216.00 (+6.74%) Homeowner's exemption Additional exemption filed	$281,676 (-14.86%) Land $55,530 Building $226,146	$281,676 (-14.86%) Land $55,530 Building $226,146
2022	$2,076.00 Homeowner's exemption Additional exemption filed	$330,833 Land $55,530 Building $275,303	$330,833 Land $55,530 Building $275,303

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	6 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20