4430 San Joaquin St, Oceanside, CA 92057 Property Records

San Diego County property record for 4430 San Joaquin St, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,274 sqft · built 1995
Lot Size0.259 acres (11,278 sqft)
OwnerIndividual Name on File
Last Sale$415,000 (Feb 2013)
Tax Bill$5,881 (2025)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN157-810-50-00

Property Details

APN / Parcel Number

Primary APN157-810-50-00

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,274 sqft Living Area

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Lot Area11,278 sqft (0.259 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address4430 SAN JOAQUIN ST
CityOCEANSIDE
StateCA
Zip92057-6023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B
Legal DescriptionLOT 161 TR 012343
Legal SubdivisionRIVER MDW
Legal Tract012343
Legal Block2
Legal Lot Number161
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2013
Census Tract18521

Owner

4430 San Joaquin St is owned and occupied by an individual who bought it in February 2013.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address4430 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6023
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 2013 · Amount on File
Deed SaleFeb 22, 2013 · Amount on File
Prior SaleApr 16, 2012 · Amount on File
Deed Document Number2013117023
Prior Transfer DateJun 19, 2012
Prior Transfer Doc0000391711
Record UpdatedSep 20, 2026

January 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJan 29, 2020
Property Address4430 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6023
Document Number0000047555
Map ReferenceMAP 12343
Instrument DateJan 24, 2020
Instrument2020-0047555
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4430 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6023

Mortgage

Document Number0000047556
DateJan 29, 2020
Instrument2020-0047556
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4430 San Joaquin St was $5,881.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$521,251 (+2%) Land $263,926 Building $257,325
2025$5,881.00$511,031 Land $258,751 Building $252,280
2023$5,593.00 (+1.54%)$491,189 Land $248,704 Building $242,485
2022$5,508.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4430 San Joaquin St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4430 San Joaquin St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: San Diego Broadband, T-Mobile.

Nearby Properties on San Joaquin St

Nearby Streets

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