4426 San Joaquin St, Oceanside, CA 92057 Property Records

San Diego County property record for 4426 San Joaquin St, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,274 sqft · built 1995
Lot Size	0.26 acres (11,346 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Oct 2011)
Tax Bill	$3,756 (2025)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`157-810-52-00`

Property Details

APN / Parcel Number

Primary APN	`157-810-52-00`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,274 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	11,346 sqft (0.26 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4426 SAN JOAQUIN ST
City	OCEANSIDE
State	CA
Zip	92057-6021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 163 TR 012343
Legal Subdivision	RIVER MEADOW
Legal Tract	012343
Legal Block	2
Legal Lot Number	163
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2013
Census Tract	18521

Owner

Source: San Diego County records · APN 157-810-52-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4426 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 20, 2011 · Amount on Record
Deed Sale	Oct 20, 2011 · Amount on Record
Prior Sale	Apr 28, 1995 · Amount on Record
Deed Document Number	2011551333
Prior Transfer Date	Aug 26, 2002
Prior Transfer Doc	0000736847
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4426 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6021
Document Number	0000499403
Instrument Date	Oct 24, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4426 SAN JOAQUIN ST OCEANSIDE CA 920576021, OCEANSIDE, CA 92057-6021

Mortgage

Document Number	0000499403
Date	Dec 04, 2018
Instrument	499403

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 03, 2033

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$506,046 (+2%) Land $112,506 Building $393,540
2025	$3,756.00 (+2.79%)	$496,124 (+4.04%) Land $110,300 Building $385,824
2023	$3,654.00 (-0.87%)	$476,861 Land $106,018 Building $370,843
2022	$3,686.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 11% of California
Wildfire Likelihood	About 1 in 3,125 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.