4430 Rutledge Ave, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 4430 Rutledge Ave, Ashtabula, OH 44004

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,898 sqft · built 1999
Lot Size0.426 acres (18,557 sqft)
OwnerIndividual Name on Record
Last Sale$32,000 (Apr 1997)
Tax Bill$11,957 (2025)
Deeds & MortgagesDec 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN48-062-00-032-00

Property Details

APN / Parcel Number

Primary APN48-062-00-032-00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area3,898 sqft Living Area
Gross Area5,470 sqft
1st Floor Area1,333 sqft
Upper Floors Area352 sqft
AtticAttic
Attic Area1,000 sqft
Basement Area868 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeFrame
Lot Area18,557 sqft (0.426 acres)
TerrainLow
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area704 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area648 sqft
PorchOpen Frame Porch
Porch Area24 sqft
Deck AreaDeck Area
Patio Area1,000 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address4430 RUTLEDGE AVE
CityASHTABULA
StateOH
Zip44004-8637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#32 STONEGATE PHASE II
Legal SubdivisionSTONEGATE PHASE II
Legal Lot Number32
JurisdictionASHTABULA OH
Township / Civil DivisionSAYBROOK
Census Block Group2
Census Block2020
Census Tract603

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4430 RUTLEDGE AVE, ASHTABULA, OH 44004-8637
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 4, 1997 · Amount on Record
Deed SaleApr 4, 1997 · Amount on Record
Last Transfer DateNov 20, 2014
Transfer Doc0000000846
Record UpdatedSep 20, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address4430 RUTLEDGE AVE, ASHTABULA, OH 44004-8637
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013230
DateDec 28, 2017
Book Page651/0909
Instrument201700013230
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 15, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionSaybrook Township
Unified School DistrictAshtabula Area City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,957.00 (+77.96%)$142,840 (-) Land $13,650 Building $129,190$408,100 (-) Land $39,000 Building $369,100
2023$6,719.00 (+15.45%) Homeowner's exemption$142,840 (+34.51%) Land $13,650 Building $129,190$408,100 (+34.51%) Land $39,000 Building $369,100
2022$5,820.00 Homeowner's exemption$106,190 Land $10,500 Building $95,690
2020$303,400 Land $30,000 Building $273,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2002)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
Windstream
DSL · Fiber in parts of the area
100 / 20

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